B+
Overall 14%
Goods & Services 9%
Housing 58%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCenter LineMichiganNational
Cost of living8690100
Goods & Services10996100
Groceries10089100
Health care9695100
Housing4274100
Transportation107102100
Utilities96101100

Key findings

  • The cost of living in Center Line is 4% lower than the Michigan average
  • The cost of living in Center Line is 14% lower than the national average
  • Center Line housing is 58% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 72% higher than the national average

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Compare Center Line, MI Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$50,069$4,172$1,168$1,502
      Renters$21,131$1,761$493$634
      A good way to judge both the affordability of the housing and the cost of living in Center Line is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Center Line has a median income of about $50,069 for people who own homes. Based on that number, a maximum of $1,168 should be spent on expenses related to housing. Renters have a slightly different median income, which is $21,131. Based on this average, renters should spend no more than $493 on all rental costs if they want to maintain a non-impoverished standard of living.

      Michigan Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Michigan6%6%

      Michigan Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Michigan4.25%4.25%

      Goods & Services

      ItemCenter LineNational avg.Difference
      Haircut $18.95$18.621.8%
      Beauty Salon $54.27$39.0539.0%
      Toothpaste $2.43$2.343.8%
      Shampoo $0.94$1.0611.0%
      Movie $11.26$10.685.4%
      Bowling $19.80$14.6735.0%

      Groceries

      ItemCenter LineNational avg.Difference
      Ground Beef $4.55$4.227.9%
      Fried Chicken $1.13$1.3918.2%
      Milk $1.44$2.0529.6%
      Potatoes $4.18$3.2927.2%
      Pizza $10.82$10.621.8%
      Beer $8.42$9.3810.2%

      Health Care

      ItemCenter LineNational avg.Difference
      Optometrist $81.52$108.5724.9%
      Doctor $104.59$116.1710.0%
      Dentist $99.57$99.130.4%
      Ibuprofen $8.94$9.687.6%
      Lipitor $492.87$466.925.6%

      Housing

      ItemCenter LineNational avg.Difference
      Home Price $59,800.00$184,700.0067.6%
      Avg. Mortgage Payment $1,156.11$1,197.423.5%
      Apartment Rent $618.00$949.0034.9%

      Transportation

      ItemCenter LineNational avg.Difference
      Gasoline $2.25$2.221.2%
      Tire Balancing $58.95$50.0717.7%

      Utilities

      ItemCenter LineNational avg.Difference
      All Electricity$159.51$167.674.9%
      Phone $178.81$175.641.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Highland Park, MI10,97883-17%
      River Rouge, MI7,60984-16%
      Hamtramck, MI21,98585-15%
      Detroit, MI683,44385-15%
      Inkster, MI24,73885-15%
      Center Line, MI8,31386-14%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Ahuimanu, HI8,31218989%
      Somers, WI8,30998-2%
      Cheviot, OH8,31885-15%
      Gig Harbor, WA8,30714141%
      St. Joseph, MI8,30792-8%
      Center Line, MI8,31386-14%
      Source: The Center Line, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.