Cost Of Living in St. Charles, KY

Get 300+ Local Insights for Any Address in St. Charles, KY

Get Access to 300+ Local Data Points

A+

23%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

71%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Charles	Kentucky	National
Cost of living	77	88	100
Groceries	99	98	100
Health care	98	97	100
Housing	29	70	100
Transportation	96	96	100
Utilities	97	95	100
Lifestyle & Entertainment	97	95	100
Household Items	96	97	100
Education & Childcare	93	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in St. Charles is 13% lower than the Kentucky average
The cost of living in St. Charles is 23% lower than the national average
St. Charles housing is 71% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around St. Charles

See all the best places to live around St. Charles

Compare St. Charles, KY Cost of Living

Write a review to give others more information about this area.

See all St. Charles poll results

The best places in Kentucky

Here are the best places to live in Kentucky

These are the largest cities in Kentucky

Most Dangerous Cities In The US

Check out the 10 most dangerous cities in Kentucky

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,133	$4,094	$1,146	$1,474
Renters	$0	$0	$0	$0

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Crofton, KY	443	78	21.8%
Providence, KY	3,074	79	21.4%
Earlington, KY	1,075	80	19.9%
Nortonville, KY	1,020	80	19.9%
Dawson Springs, KY	2,755	81	19.5%
St. Charles, KY	312	77	23.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Salesville, AR	312	84	16.4%
Worthington Springs, FL	312	100	0.2%
Deloit, IA	312	81	19.3%
Elizabethtown, IL	312	76	24.3%
Hamilton, KS	312	71	29.3%
St. Charles, KY	312	77	23.5%