Cost Of Living in Crofton, KY

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22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

65%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Crofton	Kentucky	National
Cost of living	78	88	100
Groceries	99	98	100
Health care	98	97	100
Housing	35	70	100
Transportation	96	96	100
Utilities	97	95	100
Lifestyle & Entertainment	97	95	100
Household Items	96	97	100
Education & Childcare	93	94	100

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Homes For Sale In Crofton, KY

0 Brinkley Store RD

Crofton, KY

1950 Poole Mill Rd

Crofton, KY

137 Dripping Springs St

Crofton, KY

12082 Johnson Mill Rd

Crofton, KY

See the Newest Homes For Sale In Crofton, KY

Cost Of Living Quick Facts

The cost of living in Crofton is 11% lower than the Kentucky average
The cost of living in Crofton is 22% lower than the national average
Crofton housing is 65% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,732	$5,894	$1,650	$2,122
Renters	$13,966	$1,164	$326	$419

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gracey, KY	72	97	3.2%
St. Charles, KY	312	77	23.5%
Cerulean, KY	507	79	21.5%
Nortonville, KY	1,020	80	19.9%
Dawson Springs, KY	2,755	81	19.5%
Crofton, KY	443	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ravenden, AR	443	80	20.0%
Robbins, CA	443	131	31.3%
East Cape Girardeau, IL	443	83	17.1%
Kaleva, MI	443	83	16.6%
New Melle, MO	443	120	20.3%
Crofton, KY	443	78	21.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Crofton, KY

Homes For Sale In Crofton, KY

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Crofton

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The best places in Kentucky

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Median Income & Debt-To-Income Ratio

Kentucky Sales Tax

Kentucky Income Tax

Nearby cities with low cost of living

Cities with similar population