Cost of Living in Providence, KY

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21%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
64%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Providence Kentucky National
Cost of living7988100
Groceries9998100
Health care9897100
Housing3670100
Transportation9696100
Utilities9795100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9394100
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Homes For Sale In Providence, KY

property for sale

700 Church St

Providence, KY
property for sale

206 Bradley St

Providence, KY
property for sale

317 Country Meadows Dr

Providence, KY
property for sale

313 Locust St

Providence, KY
See the Newest Homes For Sale In Providence, KY

Cost Of Living Quick Facts

  • The cost of living in Providence is 11% lower than the Kentucky average
  • The cost of living in Providence is 21% lower than the national average
  • Providence housing is 64% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Providence

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Compare Providence, KY Cost of Living

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$56,569$4,714$1,320$1,697
      Renters$57,066$4,756$1,331$1,712

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheatcroft, KY1607524.6%
      St. Charles, KY3127723.5%
      Earlington, KY1,0758019.9%
      Clay, KY1,2788118.9%
      Sturgis, KY1,6968118.8%
      Providence, KY3,0747921.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shell Point, SC3,074981.6%
      East Douglas, MA3,07312020.0%
      Penbrook, PA3,0738910.9%
      Pleasant Hill, PA3,073937.4%
      East Prairie, MO3,0728118.9%
      Providence, KY3,0747921.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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