D+
Overall 3%
Goods & Services 7%
Housing 17%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexSt. AugustineFloridaNational
Cost of living10399100
Goods & Services9399100
Groceries108105100
Health care92100100
Housing11796100
Transportation8598100
Utilities115102100

Key findings

  • The cost of living in St. Augustine is 4% higher than the Florida average
  • The cost of living in St. Augustine is 3% higher than the national average
  • St. Augustine housing is 17% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around St. Augustine

See all the best places to live around St. Augustine

Compare St. Augustine, FL Cost of Living

      vs
      How would you rate the cost of living in St. Augustine?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in St. Augustine?
      Write a review to give others more information about this area.
      See all St. Augustine poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$64,009$5,334$1,493$1,920
      Renters$30,532$2,544$712$916
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in St. Augustine, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for St. Augustine homeowners, is $64,009. This would allow for a maximum of $1,493 per month to be spent on housing costs. For renters, the median monthly income is $30,532 which would result in a maximum of $712 to be spent on rental costs.

      Florida Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Florida6%7.5%

      Florida Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Florida0%0%

      Goods & Services

      ItemSt. AugustineNational avg.Difference
      Haircut $16.50$17.495.7%
      Beauty Salon $33.33$38.1712.7%
      Toothpaste $2.32$2.320.0%
      Shampoo $1.47$1.0145.3%
      Movie $10.50$10.722.1%
      Bowling $13.00$13.866.2%

      Groceries

      ItemSt. AugustineNational avg.Difference
      Ground Beef $5.12$3.9031.3%
      Fried Chicken $1.28$1.408.3%
      Milk $3.85$1.9696.2%
      Potatoes $4.23$3.1832.9%
      Pizza $7.99$10.3923.1%
      Beer $9.65$9.234.6%

      Health Care

      ItemSt. AugustineNational avg.Difference
      Optometrist $56.25$106.3447.1%
      Doctor $91.67$115.2520.5%
      Dentist $95.67$98.382.8%
      Ibuprofen $10.15$9.269.6%
      Lipitor $491.40$466.475.3%

      Housing

      ItemSt. AugustineNational avg.Difference
      Home Price $228,900.00$184,700.0023.9%
      Avg. Mortgage Payment $914.01$1,273.3228.2%
      Apartment Rent $948.00$949.000.1%

      Transportation

      ItemSt. AugustineNational avg.Difference
      Gasoline $2.40$2.597.4%
      Tire Balancing $36.00$48.9026.4%

      Utilities

      ItemSt. AugustineNational avg.Difference
      All Electricity$210.96$167.6025.9%
      Phone $185.64$163.4213.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Hastings, FL75285-15%
      St. Augustine Shores, FL8,61296-4%
      St. Augustine South, FL4,93099-1%
      Butler Beach, FL5,21411111%
      World Golf Village, FL15,04111111%
      St. Augustine, FL13,8671033%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Moberly, MO13,86784-16%
      Oneonta, NY13,86395-5%
      Broadlands, VA13,87216363%
      Levelland, TX13,87281-19%
      Whitehall, PA13,87394-6%
      St. Augustine, FL13,8671033%
      Source: The St. Augustine, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.