| Index | Hartford | Wisconsin | National |
| Cost of living | 99 | 96 | 100 |
| Groceries | 100 | 99 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 100 | 89 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 99 | 101 | 100 |
| Lifestyle & Entertainment | 101 | 98 | 100 |
| Household Items | 101 | 99 | 100 |
| Education & Childcare | 98 | 98 | 100 |
Getting a feel for the cost of living in Hartford is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Hartford is 99, which is 1% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Hartford are priced in a manner consistent with other areas. This means that residents of Hartford can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Hartford an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Hartford, the median home price is 5.5% higher than what most folks pay across the country, and monthly rent prices are 13% lower than the usual rates. Income levels in Hartford come in at $91,719, which is 12.8% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Hartford, the utilities index stands at 0.8% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Hartford, the groceries index is 0.3% higher than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Hartford, the housing index stands at 0% equal to the national average.
The cost of living data for Hartford shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $122,509 | $10,209 | $2,858 | $3,676 |
| Renters | $54,686 | $4,557 | $1,276 | $1,641 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| Theresa, WI | 1,235 | 91 | 8.8% |
| Horicon, WI | 3,709 | 92 | 7.6% |
| Mayville, WI | 4,992 | 93 | 7.3% |
| Neosho, WI | 660 | 94 | 5.9% |
| Lannon, WI | 1,221 | 94 | 6.0% |
| Hartford, WI | 15,591 | 99 | 0.6% |
| City | Population | Cost of Living Index | National Avg. |
| Elk Plain, WA | 15,587 | 122 | 22.1% |
| Swampscott, MA | 15,599 | 158 | 57.6% |
| St. Augustine, FL | 15,581 | 116 | 16.5% |
| Graham, NC | 15,581 | 93 | 7.0% |
| Belvedere Park, GA | 15,604 | 102 | 1.7% |
| Hartford, WI | 15,591 | 99 | 0.6% |
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