Cost Of Living in Spring Valley CDP (Lake County), CA

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D

12%

Overall NAT. AVG.

16%

Goods & Services NAT. AVG.

14%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Spring Valley CDP (Lake County)	California	National
Cost of living	112	143	100
Goods & Services	116	115	100
Groceries	113	108	100
Health care	100	103	100
Housing	86	197	100
Transportation	143	136	100
Utilities	149	144	100

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Cost Of Living Quick Facts

The cost of living in Spring Valley CDP (Lake County) is 22% lower than the California average
The cost of living in Spring Valley CDP (Lake County) is 12% higher than the national average
Spring Valley CDP (Lake County) housing is 14% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,056	$3,505	$981	$1,262
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spring Valley CDP (Lake County), CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spring Valley CDP (Lake County) homeowners, is $42,056. This would allow for a maximum of $981 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Spring Valley CDP (Lake County)	National avg.	Difference
Haircut	$29.50	$27.62	6.8%
Beauty Salon	$69.17	$51.11	35.3%
Toothpaste	$3.99	$4.09	2.5%
Shampoo	$1.62	$1.54	5.1%
Movie	$17.79	$12.88	38.1%
Yoga	$25.00	$19.66	27.2%

Groceries

Item	Spring Valley CDP (Lake County)	National avg.	Difference
Ground Beef	$8.03	$7.70	4.2%
Fried Chicken	$3.70	$1.66	122.6%
Milk	$5.20	$4.73	9.9%
Potatoes	$4.85	$5.26	7.7%
Pizza	$15.36	$12.76	20.4%
Beer	$11.40	$10.55	8.1%

Health Care

Item	Spring Valley CDP (Lake County)	National avg.	Difference
Optometrist	$141.42	$140.06	1.0%
Doctor	$160.00	$153.82	4.0%
Dentist	$119.02	$123.15	3.4%
Ibuprofen	$12.39	$11.73	5.6%
Lipitor	$21.63	$23.61	8.4%

Housing

Item	Spring Valley CDP (Lake County)	National avg.	Difference
Home Price	$280,979.00	$326,622.00	14.0%
Avg. Mortgage Payment	$5,420.43	$2,480.25	118.5%
Apartment Rent	$0.00	$1,444.00	100.0%

Transportation

Item	Spring Valley CDP (Lake County)	National avg.	Difference
Gasoline	$4.57	$3.06	49.4%
Tire Balancing	$82.37	$65.21	26.3%

Utilities

Item	Spring Valley CDP (Lake County)	National avg.	Difference
All Electricity	$401.68	$220.12	82.5%
Phone	$182.71	$195.71	6.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bostonia, CA	18,008	145	44.7%
National City, CA	63,422	147	47.4%
Lakeside, CA	21,636	150	50.2%
La Presa, CA	38,679	150	50.2%
Lemon Grove, CA	27,512	151	50.8%
Spring Valley CDP (Lake County), CA	1,189	112	11.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mount Ida, AR	1,189	86	14.3%
Castle Hill, CA	1,189	308	208.2%
Palm Beach Shores, FL	1,189	151	51.4%
Granger, TX	1,189	83	16.9%
Gassaway, WV	1,189	82	18.2%
Spring Valley CDP (Lake County), CA	1,189	112	11.7%