Cost of Living in Spring Lake Heights, NJ

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F
55%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
154%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spring Lake Heights New Jersey National
Cost of living155125100
Groceries106108100
Health care113112100
Housing254157100
Transportation116114100
Utilities115111100
Lifestyle & Entertainment114113100
Household Items106107100
Education & Childcare125120100
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Homes For Sale In Spring Lake Heights, NJ

property for sale

907 Woodcrest Dr

Spring Lake, NJ
property for sale

9 Dogwood Ct

Spring Lake, NJ
property for sale

813 Ocean Rd

Spring Lake, NJ
property for sale

604 Monmouth Ave

Spring Lake, NJ

Cost Of Living Quick Facts

  • The cost of living in Spring Lake Heights is 24% higher than the New Jersey average
  • The cost of living in Spring Lake Heights is 55% higher than the national average
  • Spring Lake Heights housing is 154% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Spring Lake Heights

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Compare Spring Lake Heights, NJ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$169,736$14,145$3,960$5,093
      Renters$93,665$7,805$2,185$2,810
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spring Lake Heights, NJ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spring Lake Heights homeowners, is $169,736. This would allow for a maximum of $3,960 per month to be spent on housing costs. For renters, the median monthly income is $93,665 which would result in a maximum of $2,185 to be spent on rental costs.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Pine Ridge at Crestwood, NJ2,6691021.7%
      Leisure Village, NJ4,8631022.3%
      Leisure Village West, NJ3,8531077.4%
      Silver Ridge, NJ1,1401077.4%
      Spring Lake Heights, NJ4,70315554.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Medina, TX4,7038217.6%
      Rio Communities, NM4,702937.4%
      Greenstone, ON4,702n/a 
      Inverness, Subd. A, NS4,704n/a 
      Williamstown, MA4,70113231.7%
      Spring Lake Heights, NJ4,70315554.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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