Cost of Living in Rio Communities, NM

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7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rio Communities New Mexico National
Cost of living9394100
Groceries9998100
Health care9798100
Housing8185100
Transportation10098100
Utilities9597100
Lifestyle & Entertainment9396100
Household Items9898100
Education & Childcare9996100
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Homes For Sale In Rio Communities, NM

property for sale

1701 Nancy Lopez Blvd

Rio Communities, NM
property for sale

72 Pageant St

Rio Communities, NM
property for sale

9 Rio Communities Blvd

Rio Communities, NM
property for sale

300 Horner St

Rio Communities, NM

Cost Of Living Quick Facts

  • The cost of living in Rio Communities is 1% lower than the New Mexico average
  • The cost of living in Rio Communities is 7% lower than the national average
  • Rio Communities housing is 19% lower than the national average
  • New Mexico general sales tax is 2% lower than the national average
  • New Mexico state income tax is 35% lower than the national average

Most Affordable Places to Live in and Around Rio Communities

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Compare Rio Communities, NM Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,707$5,476$1,533$1,971
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Rio Communities is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Rio Communities has a median income of about $65,707 for people who own homes. Based on that number, a maximum of $1,533 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      New Mexico Sales Tax

      State General Sales Tax With Max Surtax
      New Mexico 5% 8.688%

      New Mexico Income Tax

      State Income Tax (Low) Income Tax (High)
      New Mexico 1.7% 5.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Adelino, NM1,137982.3%
      Abeytas, NM253982.3%
      Las Nutrias, NM108982.3%
      Meadow Lake, NM4,3788316.8%
      Jarales, NM2,2628416.1%
      Rio Communities, NM4,702937.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Greenstone, ON4,702n/a 
      Williamstown, MA4,70113231.7%
      Spring Lake Heights, NJ4,70315554.9%
      Medina, TX4,7038217.6%
      Beattystown, NJ4,70013029.8%
      Rio Communities, NM4,702937.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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