| Index | Spencerville | New Mexico | National |
| Cost of living | 99 | 94 | 100 |
| Groceries | 101 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 102 | 85 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 96 | 97 | 100 |
| Lifestyle & Entertainment | 95 | 96 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 95 | 96 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $103,564 | $8,630 | $2,416 | $3,107 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| New Mexico | 5% | 8.688% |
| State | Income Tax (Low) | Income Tax (High) |
| New Mexico | 1.7% | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Blanco, NM | 477 | 98 | 2.3% |
| Napi Headquarters, NM | 741 | 78 | 21.9% |
| Bloomfield, NM | 8,020 | 92 | 8.0% |
| Aztec, NM | 6,661 | 94 | 6.5% |
| La Plata, NM | 2,132 | 94 | 5.9% |
| Spencerville, NM | 1,646 | 99 | 0.9% |
| City | Population | Cost of Living Index | National Avg. |
| Green Valley, CA | 1,646 | 220 | 119.6% |
| Warren, MN | 1,646 | 89 | 11.5% |
| Sutherland, NE | 1,646 | 90 | 10.3% |
| Huntington Bay, NY | 1,646 | 288 | 188.4% |
| Franklin, TX | 1,646 | 90 | 10.0% |
| Spencerville, NM | 1,646 | 99 | 0.9% |