Cost Of Living in Napi Headquarters, NM

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22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

68%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Napi Headquarters	New Mexico	National
Cost of living	78	94	100
Groceries	101	98	100
Health care	99	98	100
Housing	32	85	100
Transportation	98	98	100
Utilities	96	97	100
Lifestyle & Entertainment	95	96	100
Household Items	99	98	100
Education & Childcare	95	96	100

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Cost Of Living Quick Facts

The cost of living in Napi Headquarters is 17% lower than the New Mexico average
The cost of living in Napi Headquarters is 22% lower than the national average
Napi Headquarters housing is 68% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,263	$5,022	$1,406	$1,808
Renters	$37,562	$3,130	$876	$1,127

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Nenahnezad, NM	485	80	20.0%
Upper Fruitland, NM	1,659	81	18.6%
Bloomfield, NM	8,020	92	8.0%
Aztec, NM	6,661	94	6.5%
Ojo Amarillo, NM	541	95	4.7%
Napi Headquarters, NM	741	78	21.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Soda Bay, CA	741	124	24.3%
Dakota, IL	741	84	15.6%
Bovey, MN	741	90	10.2%
Shelby, NE	741	85	15.5%
Pastoria, VA	741	108	7.7%
Napi Headquarters, NM	741	78	21.9%