Cost of Living in Aztec, NM

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A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Aztec New Mexico National
Cost of living9494100
Groceries10198100
Health care9998100
Housing8485100
Transportation9898100
Utilities9697100
Lifestyle & Entertainment9596100
Household Items9998100
Education & Childcare9596100
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Homes For Sale In Aztec, NM

property for sale

405 E Blanco St

Aztec, NM
property for sale

46 Road 2929

Aztec, NM
property for sale

18 Road 2842

Aztec, NM
property for sale

58 Road 2392

Aztec, NM
See the Newest Homes For Sale In Aztec, NM

Cost Of Living Quick Facts

  • The cost of living in Aztec is equal to the New Mexico average
  • The cost of living in Aztec is 6% lower than the national average
  • Aztec housing is 16% lower than the national average
  • New Mexico general sales tax is 2% lower than the national average
  • New Mexico state income tax is 35% lower than the national average

Most Affordable Places to Live in and Around Aztec

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,977$7,165$2,006$2,580
      Renters$42,980$3,582$1,003$1,290
      The affordability of the housing market in Aztec, NM as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Aztec homeowners, the median income is $85,977. This indicates that a monthly maximum of $2,006 should be spent by homeowners on all housing related costs. Renters have a median income of $42,980. This indicates that renters would have a maximum of $1,003 for their rent related monthly costs.

      New Mexico Sales Tax

      State General Sales Tax With Max Surtax
      New Mexico 5% 8.688%

      New Mexico Income Tax

      State Income Tax (Low) Income Tax (High)
      New Mexico 1.7% 5.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Blanco, NM477982.3%
      Napi Headquarters, NM7417821.9%
      Bloomfield, NM8,020928.0%
      La Plata, NM2,132945.9%
      West Hammond, NM2,828963.6%
      Aztec, NM6,661946.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eucalyptus Hills, CA6,66217069.9%
      Cold Spring, KY6,659973.2%
      Crockett, TX6,6638614.4%
      San Martin, CA6,657216116.3%
      Ladera Heights, CA6,655227126.7%
      Aztec, NM6,661946.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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