Cost of Living in Sparta, KY

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14%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sparta Kentucky National
Cost of living8688100
Groceries9598100
Health care9797100
Housing6670100
Transportation9496100
Utilities9795100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare9094100
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Homes For Sale In Sparta, KY

property for sale

20 Barnside Dr

Sparta, KY
property for sale

50 New Liberty Sparta Rd

Sparta, KY
property for sale

95 Waterside Dr

Sparta, KY
property for sale

280 Fogg Rd

Sparta, KY
See the Newest Homes For Sale In Sparta, KY

Cost Of Living Quick Facts

  • The cost of living in Sparta is 2% lower than the Kentucky average
  • The cost of living in Sparta is 14% lower than the national average
  • Sparta housing is 34% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Sparta

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,522$7,544$2,112$2,716
      Renters$52,048$4,337$1,214$1,562

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Florence, IN47954.8%
      Worthville, KY1637426.0%
      Sanders, KY3417920.9%
      Owenton, KY1,7558316.9%
      East Enterprise, IN1698317.3%
      Sparta, KY2948613.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Loma Mar, CA29411514.6%
      Palmer, IL2948020.4%
      Mound Valley, KS2947920.9%
      Parsonsburg, MD29411010.4%
      Searles, MN294963.6%
      Sparta, KY2948613.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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