Cost of Living in Owenton, KY

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17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Owenton Kentucky National
Cost of living8388100
Groceries9998100
Health care9897100
Housing5270100
Transportation9496100
Utilities9495100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9694100
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Homes For Sale In Owenton, KY

property for sale

445 Elk Lake Resort Rd Unit 519-520

Owenton, KY
property for sale

9250 Georgetown Rd

Owenton, KY
property for sale

4790 Claxon Ridge Rd

Owenton, KY
property for sale

340 Harmony Rd

Owenton, KY
See the Newest Homes For Sale In Owenton, KY

Cost Of Living Quick Facts

  • The cost of living in Owenton is 6% lower than the Kentucky average
  • The cost of living in Owenton is 17% lower than the national average
  • Owenton housing is 48% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Owenton

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Compare Owenton, KY Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,745$6,312$1,767$2,273
      Renters$39,009$3,251$910$1,170

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monterey, KY1057525.1%
      Worthville, KY1637426.0%
      Sanders, KY3417920.9%
      Gratz, KY878118.7%
      Glencoe, KY3468316.6%
      Owenton, KY1,7558316.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winchester, IL1,7558515.2%
      Shortsville, NY1,755972.9%
      Trinity Bay North, NL1,755n/a 
      Westfield, NB1,755n/a 
      Lacoochee, FL1,7548614.3%
      Owenton, KY1,7558316.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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