| Index | South Yarmouth | Massachusetts | National |
| Cost of living | 133 | 131 | 100 |
| Groceries | 105 | 109 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | 180 | 169 | 100 |
| Transportation | 115 | 115 | 100 |
| Utilities | 115 | 117 | 100 |
| Lifestyle & Entertainment | 116 | 115 | 100 |
| Household Items | 106 | 109 | 100 |
| Education & Childcare | 119 | 127 | 100 |
Knowing the cost of living in South Yarmouth allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in South Yarmouth stands at 133, marking it 33% higher than the national average.
If you value affordability in your search for a new place to live, South Yarmouth may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, South Yarmouth falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs significantly influence the South Yarmouth cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 80.2%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is South Yarmouth an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in South Yarmouth is 88.1% higher than the national average, while the average monthly rent prices are 61.8% higher than average. The affordability of any location can also be influenced by median income levels. South Yarmouth has a median household income of $100,400, which is 23.4% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In South Yarmouth, the housing index is 80.2% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In South Yarmouth, healthcare costs are 13.3% higher than the national average.
The South Yarmouth cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $120,425 | $10,035 | $2,810 | $3,613 |
| Renters | $71,823 | $5,985 | $1,676 | $2,155 |
| State | General Sales Tax | With Max Surtax |
| Massachusetts | 6.25% | 6.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Massachusetts | 5% | 9% |
| City | Population | Cost of Living Index | National Avg. |
| Popponesset, MA | 209 | 112 | 12.1% |
| Popponesset Island, MA | 36 | 112 | 12.1% |
| West Yarmouth, MA | 6,612 | 129 | 29.1% |
| Dennis Port, MA | 3,647 | 130 | 29.5% |
| South Dennis, MA | 2,982 | 130 | 29.6% |
| South Yarmouth, MA | 10,841 | 133 | 32.5% |
| City | Population | Cost of Living Index | National Avg. |
| Cadillac, MI | 10,841 | 84 | 15.9% |
| Mount Sinai, NY | 10,841 | 152 | 52.4% |
| Worth, IL | 10,840 | 100 | 0.4% |
| Sweetwater, TX | 10,838 | 84 | 16.5% |
| Burley, ID | 10,837 | 93 | 7.0% |
| South Yarmouth, MA | 10,841 | 133 | 32.5% |
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