Cost of Living in Smiths Station, AL

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A+
6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Smiths Station Alabama National
Cost of living9489100
Groceries9896100
Health care9895100
Housing8874100
Transportation9495100
Utilities9897100
Lifestyle & Entertainment9094100
Household Items9596100
Education & Childcare9693100
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Homes For Sale In Smiths Station, AL

property for sale

1048 Stringer Weeks Rd

Smiths Station, AL
property for sale

212 Philadelphia Ave

Smiths Station, AL
property for sale

784 Lee Road 234

Phenix City, AL
property for sale

129 Addison Way

Smiths Station, AL

Cost Of Living Quick Facts

  • The cost of living in Smiths Station is 5% higher than the Alabama average
  • The cost of living in Smiths Station is 6% lower than the national average
  • Smiths Station housing is 12% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Smiths Station

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,092$7,091$1,985$2,553
      Renters$31,180$2,598$727$935
      A good indicator of the general affordability of housing in Smiths Station, AL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Smiths Station, the median monthly income is $85,092 for those who own their own homes. Under the standard rule, that income level would allow for $1,985 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $31,180, per the median income in the area. That would allow for renters to spend up to $727 on monthly rental expenses.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ladonia, AL3,7158811.8%
      Phenix City, AL37,524909.9%
      Columbus, GA201,240963.9%
      Smiths Station, AL5,954946.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chickasaw, AL5,9548416.2%
      Elsmere, DE5,9541010.7%
      Yarmouth, ME5,95412626.1%
      Newmarket, NH5,95511717.0%
      Stettler, AB5,955n/a 
      Smiths Station, AL5,954946.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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