Phenix City cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexPhenix CityAlabamaNational
Cost of living9389100
IndexPhenix CityAlabamaNational
Goods & Services10898100
Groceries10196100
Health care10091100
Housing7172100
Transportation8991100
Utilities106103100

Key findings

  • The cost of living in Phenix City is 4% higher than the Alabama average
  • The cost of living in Phenix City is 7% lower than the national average
  • Phenix City housing is 29% lower than the national average
  • Alabama general sales tax is 21% lower than the national average
  • Alabama state income tax is 10% lower than the national average

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Compare Phenix City, AL Cost of Living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$54,734$4,561$1,277$1,642
      Renters$30,432$2,536$710$913
      The affordability of the housing market in Phenix City, AL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Phenix City homeowners, the median income is $54,734. This indicates that a monthly maximum of $1,277 should be spent by homeowners on all housing related costs. Renters have a median income of $30,432. This indicates that renters would have a maximum of $710 for their rent related monthly costs.

      Alabama Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Alabama4%13.5%

      Alabama Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Alabama2%5%

      Goods & Services

      ItemPhenix CityNational avg.Difference
      Haircut $19.67$17.4912.5%
      Beauty Salon $39.33$38.173.0%
      Toothpaste $2.84$2.3222.4%
      Shampoo $1.22$1.0120.6%
      Movie $11.94$10.7211.3%
      Bowling $17.50$13.8626.3%

      Groceries

      ItemPhenix CityNational avg.Difference
      Ground Beef $4.41$3.9013.1%
      Fried Chicken $1.69$1.4021.1%
      Milk $1.82$1.967.2%
      Potatoes $4.78$3.1850.2%
      Pizza $11.99$10.3915.4%
      Beer $8.99$9.232.6%

      Health Care

      ItemPhenix CityNational avg.Difference
      Optometrist $76.33$106.3428.2%
      Doctor $101.67$115.2511.8%
      Dentist $110.00$98.3811.8%
      Ibuprofen $9.45$9.262.0%
      Lipitor $489.48$466.474.9%

      Housing

      ItemPhenix CityNational avg.Difference
      Home Price $124,100.00$184,700.0032.8%
      Avg. Mortgage Payment $1,071.29$1,273.3215.9%
      Apartment Rent $762.00$949.0019.7%

      Transportation

      ItemPhenix CityNational avg.Difference
      Gasoline $2.37$2.598.6%
      Tire Balancing $42.33$48.9013.4%

      Utilities

      ItemPhenix CityNational avg.Difference
      All Electricity$186.13$167.6011.1%
      Phone $178.98$163.429.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Ladonia, AL3,03689-11%
      Cusseta-Chattahoochee County, GA11,88292-8%
      Smiths Station, AL5,23596-4%
      Columbus, GA200,30396-4%
      Phenix City, AL36,99093-7%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Reynoldsburg, OH36,99592-8%
      Parkland, WA36,9981055%
      Los Banos, CA37,0121022%
      Kearns, UT36,95299-1%
      Portage, IN37,05499-1%
      Phenix City, AL36,99093-7%
      Source: The Phenix City, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.