Elsmere cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living107114100
Goods & Services119116100
Health care112100100

Key findings

  • The cost of living in Elsmere is 6% lower than the Delaware average
  • The cost of living in Elsmere is 7% higher than the national average
  • Elsmere housing is 7% lower than the national average
  • Delaware general sales tax is 100% lower than the national average
  • Delaware state income tax is 1% lower than the national average

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Compare Elsmere, DE Cost of Living To Other Cities


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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Elsmere, DE, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Elsmere homeowners, is $59,758. This would allow for a maximum of $1,394 per month to be spent on housing costs. For renters, the median monthly income is $28,981 which would result in a maximum of $676 to be spent on rental costs.

      Delaware Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Delaware Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemElsmereNational avg.Difference
      Haircut $17.67$17.491.0%
      Beauty Salon $45.33$38.1718.8%
      Toothpaste $2.86$2.3223.2%
      Shampoo $1.18$1.0116.6%
      Movie $11.75$10.729.6%
      Bowling $18.00$13.8629.9%


      ItemElsmereNational avg.Difference
      Ground Beef $4.49$3.9015.1%
      Fried Chicken $2.16$1.4054.8%
      Milk $2.59$1.9632.0%
      Potatoes $4.99$3.1856.8%
      Pizza $10.00$10.393.8%
      Beer $8.49$9.238.0%

      Health Care

      ItemElsmereNational avg.Difference
      Optometrist $112.50$106.345.8%
      Doctor $97.50$115.2515.4%
      Dentist $133.50$98.3835.7%
      Ibuprofen $11.76$9.2627.0%
      Lipitor $470.99$466.471.0%


      ItemElsmereNational avg.Difference
      Home Price $165,000.00$184,700.0010.7%
      Avg. Mortgage Payment $1,352.21$1,273.326.2%
      Apartment Rent $958.00$949.000.9%


      ItemElsmereNational avg.Difference
      Gasoline $2.73$2.595.2%
      Tire Balancing $60.00$48.9022.7%


      ItemElsmereNational avg.Difference
      All Electricity$125.16$167.6025.3%
      Phone $173.76$163.426.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Cheyney University, PA66311313%
      Chester, PA34,05695-5%
      Marcus Hook, PA2,42097-3%
      Upland, PA3,24897-3%
      Salem, NJ4,93198-2%
      Elsmere, DE6,1371077%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Taylor, PA6,13691-9%
      Kennett Square, PA6,13911616%
      Spring Ridge, MD6,13312929%
      El Granada, CA6,132209109%
      Kasson, MN6,14393-7%
      Elsmere, DE6,1371077%
      Source: The Elsmere, DE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.