A+
4%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Loch Sheldrake New York National
Cost of living96121100
Groceries107106100
Health care107110100
Housing66144100
Transportation108113100
Utilities109112100
Lifestyle & Entertainment112111100
Household Items107106100
Education & Childcare112118100
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Cost Of Living Quick Facts

  • The cost of living in Loch Sheldrake is 21% lower than the New York average
  • The cost of living in Loch Sheldrake is 4% lower than the national average
  • Loch Sheldrake housing is 34% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Loch Sheldrake

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Compare Loch Sheldrake, NY Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Livingston Manor, NY9521098.5%
      Cragsmoor, NY4518910.9%
      Liberty, NY4,303964.3%
      Napanoch, NY1,073964.1%
      Roscoe, NY506990.9%
      Loch Sheldrake, NY1,638964.3%

      Cities with similar population

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      Ironton, MO1,6388416.4%
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      Lusk, WY1,6389010.3%
      Ahtahkakoop 104, SK1,638n/a 
      Loch Sheldrake, NY1,638964.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.