Cost Of Living in Louisville, AL

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17%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

45%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Louisville	Alabama	National
Cost of living	83	89	100
Groceries	94	96	100
Health care	94	95	100
Housing	55	74	100
Transportation	93	95	100
Utilities	101	97	100
Lifestyle & Entertainment	89	94	100
Household Items	99	96	100
Education & Childcare	91	93	100

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Homes For Sale In Louisville, AL

12 Beaty Dr

Louisville, AL

0 County Road 33

Louisville, AL

Cost Of Living Quick Facts

The cost of living in Louisville is 7% lower than the Alabama average
The cost of living in Louisville is 17% lower than the national average
Louisville housing is 45% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,738	$4,395	$1,230	$1,582
Renters	$31,723	$2,644	$740	$952

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Blue Springs, AL	86	76	23.7%
Clio, AL	1,063	77	23.2%
Clayton, AL	2,930	79	20.5%
Ariton, AL	750	83	16.9%
Louisville, AL	639	83	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bradley, AR	639	80	20.4%
Big Point, MS	639	96	4.0%
Smallwood, NY	639	105	5.0%
Iberia, OH	639	97	3.2%
South River, NL	639	n/a
Louisville, AL	639	83	17.3%