| Index | Silverdale | Washington | National |
| Cost of living | 133 | 119 | 100 |
| Groceries | 108 | 107 | 100 |
| Health care | 109 | 109 | 100 |
| Housing | 188 | 138 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 108 | 110 | 100 |
| Lifestyle & Entertainment | 109 | 112 | 100 |
| Household Items | 105 | 107 | 100 |
| Education & Childcare | 114 | 117 | 100 |
Getting a feel for the cost of living in Silverdale is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Silverdale is 133, which is 33% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you're in pursuit of an economical living environment, Silverdale may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Silverdale falls within this bracket.
Housing costs significantly influence the Silverdale cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 88.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Wondering if Silverdale is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Silverdale, for example, the median home price is 95.8% higher than what folks pay nationally, and monthly rent is 71.3% higher than the usual rates. Plus, income levels matter too, with Silverdale boasting a median household income of $120,096, which is 47.7% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Silverdale, the utilities index is 7.5% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Silverdale, healthcare costs are 8.9% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Silverdale, the groceries index is 7.7% higher than the national average.
The Silverdale cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
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| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $154,637 | $12,886 | $3,608 | $4,640 |
| Renters | $101,062 | $8,422 | $2,358 | $3,032 |
| State | General Sales Tax | With Max Surtax |
| Washington | 6.5% | 10.4% |
| State | Income Tax (Low) | Income Tax (High) |
| Washington | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Port Gamble Tribal Community, WA | 802 | 99 | 0.8% |
| Quilcene, WA | 677 | 107 | 7.3% |
| Navy Yard City, WA | 3,049 | 110 | 10.0% |
| Erlands Point-Kitsap Lake, WA | 3,196 | 112 | 11.7% |
| East Port Orchard, WA | 5,187 | 118 | 17.8% |
| Silverdale, WA | 22,459 | 133 | 32.9% |
| City | Population | Cost of Living Index | National Avg. |
| Brockville, ON | 22,459 | n/a | |
| Rotterdam, NY | 22,458 | 105 | 5.4% |
| Camp Springs, MD | 22,467 | 127 | 27.2% |
| White Rock, BC | 22,468 | n/a | |
| Lexington, SC | 22,445 | 103 | 2.7% |
| Silverdale, WA | 22,459 | 133 | 32.9% |
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