Cost Of Living in Silver Hill, MD

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C+

13%

Overall NAT. AVG.

13%

Goods & Services NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Silver Hill	Maryland	National
Cost of living	113	120	100
Goods & Services	113	108	100
Groceries	105	106	100
Health care	120	106	100
Housing	123	151	100
Transportation	105	100	100
Utilities	103	114	100

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Homes For Sale In Silver Hill, MD

3827 Saint Barnabas Rd Unit T101

Suitland, MD

3727 Wilkinson Dr #402

Suitland, MD

4043 Silver Park Ter

Suitland, MD

3853 St Barnabas Rd Apt 202

Suitland, MD

Cost Of Living Quick Facts

The cost of living in Silver Hill is 6% lower than the Maryland average
The cost of living in Silver Hill is 13% higher than the national average
Silver Hill housing is 23% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$100,153	$8,346	$2,337	$3,005
Renters	$77,443	$6,454	$1,807	$2,324

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Silver Hill, MD, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Silver Hill, homeowners have a median income of $100,153. Using that number, a maximum of $2,337 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $77,443, which means there is a maximum of $1,807 to be spent on the costs of renting a home or apartment.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Silver Hill	National avg.	Difference
Haircut	$38.06	$27.62	37.8%
Beauty Salon	$88.67	$51.11	73.5%
Toothpaste	$4.09	$4.09	0.1%
Shampoo	$1.90	$1.54	23.2%
Movie	$16.44	$12.88	27.7%
Yoga	$25.39	$19.66	29.1%

Groceries

Item	Silver Hill	National avg.	Difference
Ground Beef	$7.55	$7.70	2.0%
Fried Chicken	$1.53	$1.66	8.0%
Milk	$4.77	$4.73	0.8%
Potatoes	$5.54	$5.26	5.4%
Pizza	$12.70	$12.76	0.5%
Beer	$11.56	$10.55	9.6%

Health Care

Item	Silver Hill	National avg.	Difference
Optometrist	$242.05	$140.06	72.8%
Doctor	$190.23	$153.82	23.7%
Dentist	$163.74	$123.15	33.0%
Ibuprofen	$12.27	$11.73	4.6%
Lipitor	$19.29	$23.61	18.3%

Housing

Item	Silver Hill	National avg.	Difference
Home Price	$358,289.00	$326,622.00	9.7%
Avg. Mortgage Payment	$5,082.85	$2,480.25	104.9%
Apartment Rent	$2,206.00	$1,444.00	52.8%

Transportation

Item	Silver Hill	National avg.	Difference
Gasoline	$3.12	$3.06	1.9%
Tire Balancing	$73.07	$65.21	12.1%

Utilities

Item	Silver Hill	National avg.	Difference
All Electricity	$231.14	$220.12	5.0%
Phone	$195.19	$195.71	0.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedarville, MD	599	105	5.3%
Rose Hill CDP (Lee County), VA	731	90	10.5%
Woodlawn CDP (Carroll County), VA	2,334	91	8.7%
Belle Haven town, VA	578	99	0.8%
Cottage City, MD	1,193	108	7.5%
Silver Hill, MD	5,346	113	13.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mocksville, NC	5,346	92	7.5%
Wheatley Heights, NY	5,347	142	42.3%
Chardon, OH	5,347	100	0.1%
Johnstown, OH	5,341	94	6.2%
Poolesville, MD	5,340	157	56.9%
Silver Hill, MD	5,346	113	13.3%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Silver Hill, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

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