Cost Of Living in Poolesville, MD

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F

53%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

170%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Poolesville	Maryland	National
Cost of living	153	121	100
Groceries	101	105	100
Health care	103	109	100
Housing	270	151	100
Transportation	104	109	100
Utilities	102	108	100
Lifestyle & Entertainment	106	109	100
Household Items	100	105	100
Education & Childcare	112	112	100

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Homes For Sale In Poolesville, MD

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Cost Of Living Quick Facts

The cost of living in Poolesville is 27% higher than the Maryland average
The cost of living in Poolesville is 53% higher than the national average
Poolesville housing is 170% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$277,582	$23,132	$6,476	$8,328
Renters	$219,960	$18,330	$5,132	$6,599

A good way to judge both the affordability of the housing and the cost of living in Poolesville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Poolesville has a median income of about $277,582 for people who own homes. Based on that number, a maximum of $6,476 should be spent on expenses related to housing. Renters have a slightly different median income, which is $219,960. Based on this average, renters should spend no more than $5,132 on all rental costs if they want to maintain a non-impoverished standard of living.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Brunswick, MD	6,559	111	11.5%
Rosemont, MD	332	127	26.8%
Montgomery Village, MD	35,133	127	26.7%
Garretts Mill, MD	359	128	27.7%
University Center, VA	3,997	124	24.4%
Poolesville, MD	5,340	153	53.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Johnstown, OH	5,341	96	4.4%
Chisago City, MN	5,337	110	10.3%
Mount Hood Village, OR	5,337	112	12.0%
Granite Shoals, TX	5,336	94	5.6%
Byron, GA	5,334	96	3.6%
Poolesville, MD	5,340	153	53.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Poolesville, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population