Cost of Living in Chardon, OH

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A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chardon Ohio National
Cost of living9989100
Groceries9997100
Health care9796100
Housing10574100
Transportation9596100
Utilities9696100
Lifestyle & Entertainment9395100
Household Items9997100
Education & Childcare9993100
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Homes For Sale In Chardon, OH

property for sale

6 Laverne Ln

Chardon, OH
property for sale

10030 Kile Rd

Chardon, OH
property for sale

511 Brandon Ct

Chardon, OH
property for sale

8764 Ravenna Rd

Chardon, OH
See the Newest Homes For Sale In Chardon, OH

Cost Of Living Quick Facts

  • The cost of living in Chardon is 11% higher than the Ohio average
  • The cost of living in Chardon is 1% lower than the national average
  • Chardon housing is 5% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Chardon

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$139,912$11,659$3,264$4,198
      Renters$62,098$5,175$1,449$1,863
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Chardon, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Chardon homeowners, is $139,912. This would allow for a maximum of $3,264 per month to be spent on housing costs. For renters, the median monthly income is $62,098 which would result in a maximum of $1,449 to be spent on rental costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bainbridge village, OH7568217.8%
      Parkman, OH1718614.1%
      West Farmington, OH5028613.8%
      Fairport Harbor, OH3,1688811.7%
      Painesville, OH20,5748811.7%
      Chardon, OH5,347990.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wheatley Heights, NY5,34713737.2%
      Silver Hill, MD5,34613231.6%
      Mocksville, NC5,346936.6%
      Johnstown, OH5,341964.4%
      Saint Marys, NB5,353n/a 
      Chardon, OH5,347990.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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