| Index | Show Low | Arizona | National |
| Cost of living | 100 | 101 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 96 | 96 | 100 |
| Transportation | 104 | 102 | 100 |
| Utilities | 111 | 111 | 100 |
| Lifestyle & Entertainment | 102 | 103 | 100 |
| Household Items | 100 | 101 | 100 |
| Education & Childcare | 97 | 103 | 100 |
Getting a feel for the cost of living in Show Low is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Show Low is 100, which is 0% equal to the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Show Low closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Show Low can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
The most insightful perspective on a city comes from its residents. We recently surveyed 6 locals to gauge their perception of the cost of living in Show Low. The feedback revealed that 50% of respondents found the cost of living to be reasonable, with prices on the decline, while 50% regarded it as notably expensive with prices that continue to rise.
Is Show Low affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Show Low, for instance, where the median home price falls 6.4% lower than the national average, and monthly rent rates are 0.3% higher than usual. Additionally, median income levels contribute to the equation, with Show Low flaunting a median household income of $73,469, 9.7% lower than the national norm.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Show Low, the general sales tax rate starts at 5.6%, and income tax rates begin at 2.5%.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Show Low, healthcare costs are 1.6% higher than the national average.
The Show Low cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
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| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,548 | $7,462 | $2,089 | $2,687 |
| Renters | $47,444 | $3,954 | $1,107 | $1,423 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Hondah, AZ | 1,190 | 84 | 16.0% |
| McNary, AZ | 792 | 87 | 12.9% |
| White Mountain Lake, AZ | 3,023 | 91 | 8.8% |
| Lake of the Woods, AZ | 3,748 | 98 | 2.3% |
| Taylor, AZ | 4,368 | 104 | 4.4% |
| Show Low, AZ | 11,670 | 100 | 0.1% |
| City | Population | Cost of Living Index | National Avg. |
| Hudson, FL | 11,671 | 100 | 0.5% |
| Endwell, NY | 11,668 | 99 | 0.7% |
| Estevan, SK | 11,667 | n/a | |
| Fort Morgan, CO | 11,666 | 105 | 4.9% |
| Guthrie, OK | 11,666 | 90 | 10.0% |
| Show Low, AZ | 11,670 | 100 | 0.1% |
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