B+
4%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
5%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Shiloh Pennsylvania National
Cost of living10498100
Goods & Services10399100
Groceries10599100
Health care9894100
Housing10591100
Transportation101106100
Utilities111107100

An Overview of Cost of Living in Shiloh, PA

The cost of living in Shiloh affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Shiloh is 104, which is 4% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Shiloh closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Shiloh can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Shiloh Affordable?

Is Shiloh affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Shiloh, the median home price is 1.3% lower than the national average and monthly rent prices are 19.3% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Shiloh boasting a median household income of $64,336, 16.3% higher than the national average.

What Factors can Influence the Cost of Living in Shiloh?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Shiloh, the transportation index is 1.3% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Shiloh, the groceries index is 4.5% higher than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Shiloh, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 3.07%.

Where is the Data From?

The cost of living in Shiloh, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Shiloh is 6% higher than the Pennsylvania average
  • The cost of living in Shiloh is 4% higher than the national average
  • Shiloh housing is 5% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Shiloh

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Compare Shiloh, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,946$6,746$1,889$2,429
      Renters$39,451$3,288$920$1,184
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Shiloh, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Shiloh homeowners, is $80,946. This would allow for a maximum of $1,889 per month to be spent on housing costs. For renters, the median monthly income is $39,451 which would result in a maximum of $920 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Shiloh National avg. Difference
      Haircut $28.33$24.2616.8%
      Beauty Salon $58.17$45.5627.7%
      Toothpaste $3.69$3.700.3%
      Shampoo $1.44$1.2812.7%
      Movie $13.69$12.1312.9%
      Bowling $23.03$18.0027.9%

      Groceries

      Item Shiloh National avg. Difference
      Ground Beef $6.23$5.846.7%
      Fried Chicken $1.39$1.5711.4%
      Milk $4.73$4.671.2%
      Potatoes $5.46$4.9310.7%
      Pizza $13.24$12.099.5%
      Beer $10.36$10.410.5%

      Health Care

      Item Shiloh National avg. Difference
      Optometrist $114.22$125.689.1%
      Doctor $133.22$135.781.9%
      Dentist $117.22$113.293.5%
      Ibuprofen $11.10$10.654.2%
      Lipitor $401.39$468.6014.3%

      Housing

      Item Shiloh National avg. Difference
      Home Price $182,300.00$184,700.001.3%
      Avg. Mortgage Payment $1,906.29$2,346.6918.8%
      Apartment Rent $1,132.00$949.0019.3%

      Transportation

      Item Shiloh National avg. Difference
      Gasoline $3.46$3.460.1%
      Tire Balancing $62.66$59.924.6%

      Utilities

      Item Shiloh National avg. Difference
      All Electricity $223.91$193.9915.4%
      Phone $199.62$192.253.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Messiah College, PA2,0521043.7%
      York, PA44,0199010.5%
      Jefferson borough (Greene County), PA252909.6%
      Valley View CDP (Schuylkill County), PA1,592919.2%
      New Salem CDP, PA446919.1%
      Shiloh, PA10,8501044.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Galena Park, TX10,8488811.7%
      Vermillion, SD10,8528910.9%
      Heath, OH10,847918.7%
      Sturgis, MI10,8538317.2%
      Farmersville, CA10,8421088.3%
      Shiloh, PA10,8501044.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.