A+
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shiloh Pennsylvania National
Cost of living10297100
Groceries101100100
Health care10099100
Housing10890100
Transportation100101100
Utilities9899100
Lifestyle & Entertainment99100100
Household Items9999100
Education & Childcare102101100
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An Overview of Cost of Living in Shiloh, PA

Are you thinking about relocating, but curious about the potential cost of living in Shiloh? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Shiloh stands at 102, making it 2% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Shiloh is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Shiloh Affordable?

Is Shiloh an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Shiloh, the median home price is 2.4% higher than what most folks pay across the country, and monthly rent prices are 20.6% higher than the usual rates. Income levels in Shiloh come in at $95,309, which is 17.2% higher than the national average.

What Factors can Influence the Cost of Living in Shiloh?

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Shiloh, the housing index stands at 7.9% higher than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Shiloh, the transportation index is 0.3% lower than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The Shiloh cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Shiloh is 6% higher than the Pennsylvania average
  • The cost of living in Shiloh is 2% higher than the national average
  • Shiloh housing is 8% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Shiloh

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Compare Shiloh, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,957$10,080$2,822$3,629
      Renters$59,817$4,985$1,396$1,795
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Shiloh, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Shiloh homeowners, is $120,957. This would allow for a maximum of $2,822 per month to be spent on housing costs. For renters, the median monthly income is $59,817 which would result in a maximum of $1,396 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Messiah College, PA2,118991.0%
      York, PA45,1088713.0%
      Jefferson borough (Greene County), PA2588812.2%
      Valley View CDP (Schuylkill County), PA1,6248911.5%
      Midway, PA1,0448911.3%
      Shiloh, PA11,2171022.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Farmersville, CA11,21611111.1%
      Tega Cay, SC11,21612929.3%
      North Logan, UT11,21811717.0%
      River Forest, IL11,21515251.7%
      Bethel, CT11,21912423.9%
      Shiloh, PA11,2171022.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.