Seaford, Delaware Cost Of Living

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C-

Overall 3%

Goods & Services 17%

Housing 16%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Seaford	Delaware	National
Cost of living	103	114	100
Goods & Services	117	116	100
Groceries	127	121	100
Health care	96	100	100
Housing	84	121	100
Transportation	99	104	100
Utilities	93	93	100

Key findings

The cost of living in Seaford is 9% lower than the Delaware average
The cost of living in Seaford is 3% higher than the national average
Seaford housing is 16% lower than the national average
Delaware general sales tax is 100% lower than the national average
Delaware state income tax is 11% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,901	$4,158	$1,164	$1,497
Renters	$33,421	$2,785	$780	$1,003

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Seaford, DE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Seaford, homeowners have a median income of $49,901. Using that number, a maximum of $1,164 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $33,421, which means there is a maximum of $780 to be spent on the costs of renting a home or apartment.

Delaware Sales Tax

State	General Sales Tax	With Max Surtax
Delaware	0%	0%

Delaware Income Tax

State	Income Tax (Low)	Income Tax (High)
Delaware	2.2%	6.6%

Goods & Services

Item	Seaford	National avg.	Difference
Haircut	$16.50	$17.49	5.7%
Beauty Salon	$40.00	$38.17	4.8%
Toothpaste	$2.89	$2.32	24.5%
Shampoo	$1.07	$1.01	5.7%
Movie	$11.50	$10.72	7.2%
Bowling	$18.00	$13.86	29.9%

Groceries

Item	Seaford	National avg.	Difference
Ground Beef	$4.59	$3.90	17.7%
Fried Chicken	$2.09	$1.40	49.7%
Milk	$2.32	$1.96	18.2%
Potatoes	$4.52	$3.18	42.0%
Pizza	$10.00	$10.39	3.8%
Beer	$7.99	$9.23	13.4%

Health Care

Item	Seaford	National avg.	Difference
Optometrist	$106.50	$106.34	0.2%
Doctor	$106.50	$115.25	7.6%
Dentist	$88.50	$98.38	10.0%
Ibuprofen	$11.79	$9.26	27.3%
Lipitor	$467.89	$466.47	0.3%

Housing

Item	Seaford	National avg.	Difference
Home Price	$154,500.00	$184,700.00	16.4%
Avg. Mortgage Payment	$1,135.23	$1,273.32	10.8%
Apartment Rent	$791.00	$949.00	16.6%

Transportation

Item	Seaford	National avg.	Difference
Gasoline	$2.44	$2.59	5.9%
Tire Balancing	$54.00	$48.90	10.4%

Utilities

Item	Seaford	National avg.	Difference
All Electricity	$153.32	$167.60	8.5%
Phone	$173.76	$163.42	6.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Williston, MD	108	112	12%
Delmar, DE	1,792	100	0%
Hurlock, MD	2,092	101	1%
Federalsburg, MD	2,675	101	1%
Laurel, DE	3,984	102	2%
Seaford, DE	7,417	103	3%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Middleborough Center, MA	7,415	120	20%
Cotati, CA	7,415	155	55%
Baywood, NY	7,415	132	32%
Crystal City, TX	7,414	74	-26%
South Cleveland, TN	7,414	87	-13%
Seaford, DE	7,417	103	3%

Source: The Seaford, DE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Seaford, DE Cost of Living