Seaford, DE Cost Of Living

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Seaford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Seaford	Delaware	National
Cost of living index	103	114	100
Index	Seaford	Delaware	National
Goods & Services index	117	116	100
Groceries index	127	121	100
Health care index	96	100	100
Housing index	84	121	100
Transportation index	99	104	100
Utilities index	93	93	100

A general summary of the cost of living index in Seaford, DE is shown above. Compared to the state average of Delaware the cost of living index in Seaford, DE is 103, which is 9% lower than the average in Delaware and compared to the national average it is 3% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Seaford, DE goods and services come in at 1% higher than the average in Delaware and are 17% higher than compared to the nationwide average.

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The cost of living in Seaford is 9% lower than the Delaware average.
The cost of living in Seaford is 3% higher than the national average.
The cost of housing in Seaford is 16% lower than the national average.
Delaware general sales tax is 100% lower than the national average.
Delaware state income tax is 1% lower than the national average.

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Compare Seaford, DE Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Seaford, DE to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Seaford, DE, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Seaford, DE salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,901	$4,158	$1,164	$1,497
Renters	$33,421	$2,785	$780	$1,003

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Seaford, DE, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Seaford, DE homeowners have a median income of $49,901. Using that number, you will come up with a maximum of $1,164 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,421, which means there is a maximum of $780 to be spent on the costs of renting a home or apartment.

Delaware Sales Tax

State	General Sales Tax	With Max Surtax
Delaware	0%	0%

Delaware Income Tax

State	Income Tax (Low)	Income Tax (High)
Delaware	2.2%	6.6%

When assessing the complete cost of living in Seaford, DE, the Delaware income tax and the Delaware sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Delaware maximum surtax is 0%, and the Delaware sales tax is 0%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2.2% to 6.6% in Delaware.

Goods & Services

Item	Seaford	National avg.	Difference
Haircut	$16.50	$17.49	5.7%
Beauty Salon	$40.00	$38.17	4.8%
Toothpaste	$2.89	$2.32	24.5%
Shampoo	$1.07	$1.01	5.7%
Movie	$11.50	$10.72	7.2%
Bowling	$18.00	$13.86	29.9%

Groceries

Item	Seaford	National avg.	Difference
Ground Beef	$4.59	$3.90	17.7%
Fried Chicken	$2.09	$1.40	49.7%
Milk	$2.32	$1.96	18.2%
Potatoes	$4.52	$3.18	42.0%
Pizza	$10.00	$10.39	3.8%
Beer	$7.99	$9.23	13.4%

Health Care

Item	Seaford	National avg.	Difference
Optometrist	$106.50	$106.34	0.2%
Doctor	$106.50	$115.25	7.6%
Dentist	$88.50	$98.38	10.0%
Ibuprofen	$11.79	$9.26	27.3%
Lipitor	$467.89	$466.47	0.3%

Housing

Item	Seaford	National avg.	Difference
Home Price	$154,500.00	$184,700.00	16.4%
Avg. Mortgage Payment	$1,135.23	$1,273.32	10.8%
Apartment Rent	$791.00	$949.00	16.6%

Transportation

Item	Seaford	National avg.	Difference
Gasoline	$2.44	$2.59	5.9%
Tire Balancing	$54.00	$48.90	10.4%

Utilities

Item	Seaford	National avg.	Difference
All Electricity	$153.32	$167.60	8.5%
Phone	$173.76	$163.42	6.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Williston, MD	108	112	12%
Delmar, DE	1,792	100	0%
Hurlock, MD	2,092	101	1%
Federalsburg, MD	2,675	101	1%
Laurel, DE	3,984	102	2%
Seaford, DE	7,417	103	3%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Middleborough Center, MA	7,415	120	20%
Baywood, NY	7,415	132	32%
Cotati, CA	7,415	155	55%
South Cleveland, TN	7,414	87	-13%
Crystal City, TX	7,414	74	-26%
Seaford, DE	7,417	103	3%

Source: The Seaford, DE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Seaford, DE Cost of Living