Cost of Living in Seaford, DE

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3%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Seaford Delaware National
Cost of living103107100
Groceries10799100
Health care109100100
Housing92123100
Transportation11099100
Utilities106102100
Lifestyle & Entertainment111102100
Household Items104100100
Education & Childcare10899100
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Homes For Sale In Seaford, DE

property for sale

8927 Bryan St

Seaford, DE
property for sale

104 William Ross Ln

Seaford, DE
property for sale

511 N Winding Brooke Dr

Seaford, DE
property for sale

8255 Hearns Pond Rd

Seaford, DE
See the Newest Homes For Sale In Seaford, DE

Cost Of Living Quick Facts

  • The cost of living in Seaford is 4% lower than the Delaware average
  • The cost of living in Seaford is 3% higher than the national average
  • Seaford housing is 8% lower than the national average
  • Delaware general sales tax is 100% lower than the national average
  • Delaware state income tax is 15% lower than the national average

Most Affordable Places to Live in and Around Seaford

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,934$8,661$2,425$3,118
      Renters$48,553$4,046$1,133$1,457
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Seaford, DE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Seaford, homeowners have a median income of $103,934. Using that number, a maximum of $2,425 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $48,553, which means there is a maximum of $1,133 to be spent on the costs of renting a home or apartment.

      Delaware Sales Tax

      State General Sales Tax With Max Surtax
      Delaware 0% 0%

      Delaware Income Tax

      State Income Tax (Low) Income Tax (High)
      Delaware 2.2% 6.6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Farmington, DE1908911.1%
      Federalsburg, MD2,773973.3%
      Hurlock, MD2,444982.0%
      Eldorado, MD78981.9%
      Laurel, DE4,4301000.1%
      Seaford, DE8,1631033.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Makawao, HI8,16217474.4%
      Abingdon, VA8,159945.7%
      Landen, OH8,1721022.2%
      Travelers Rest, SC8,1721032.9%
      Ione, CA8,15212424.4%
      Seaford, DE8,1631033.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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