B+
12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Seabrook Texas National
Cost of living11294100
Groceries9998100
Health care9898100
Housing14283100
Transportation9798100
Utilities103103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare10398100
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An Overview of Cost of Living in Seabrook, TX

Knowing the cost of living in Seabrook allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Seabrook stands at 112, marking it 12% higher than the national average.

Housing costs are a major factor in the Seabrook cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 42.2% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Seabrook?

Nobody knows their city better than the people who actually live there. So, we asked 11 local residents how they would rate the cost of living in Seabrook and this is how they responded. 64% of people said that the cost of living was affordable, with prices decreasing, while 36% of people said that the cost of living was very expensive and prices continue to rise.

Is Seabrook Affordable?

Wondering if Seabrook is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Seabrook, for example, the median home price is 44.5% higher than what folks pay nationally, and monthly rent is 36.9% higher than the usual rates. Plus, income levels matter too, with Seabrook boasting a median household income of $132,989, which is 63.5% higher than the national average.

What Factors can Influence the Cost of Living in Seabrook?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Seabrook, the housing index comes in at 42.2% higher than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Seabrook, the utilities index registers 2.6% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Seabrook, the groceries index is 1.3% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Seabrook are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Seabrook is 19% higher than the Texas average
  • The cost of living in Seabrook is 12% higher than the national average
  • Seabrook housing is 42% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Seabrook

See all the best places to live around Seabrook

Compare Seabrook, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$212,406$17,701$4,956$6,373
      Renters$81,263$6,772$1,896$2,438
      A good indicator of the general affordability of housing in Seabrook, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Seabrook, the median monthly income is $212,406 for those who own their own homes. Under the standard rule, that income level would allow for $4,956 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $81,263, per the median income in the area. That would allow for renters to spend up to $1,896 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jacinto City, TX10,8268713.0%
      Galena Park, TX11,0978811.8%
      South Houston, TX17,971909.5%
      La Marque, TX17,391919.0%
      Hitchcock, TX8,085918.9%
      Seabrook, TX14,32211212.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Miami Springs, FL14,32313635.5%
      Hendersonville, NC14,3201032.9%
      Cherry Hill Mall, NJ14,32512120.9%
      Ingersoll, ON14,325n/a 
      Moorestown-Lenola, NJ14,32713837.8%
      Seabrook, TX14,32211212.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.