Scituate cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexScituateMassachusettsNational
Cost of living index150131100
IndexScituateMassachusettsNational
Goods & Services index130122100
Groceries index108109100
Health care index118121100
Housing index220165100
Transportation index111107100
Utilities index115114100
A general overview of the cost of living index for Scituate, MA is displayed above. In Scituate, MA, the overall cost of living index is 150, which is 15% higher than the Massachusetts average and 50% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Scituate, MA, the city's goods and services are 7% higher than the Massachusetts average and 30% higher than the U.S. average.
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Did you know?

  • The cost of living in Scituate is 15% higher than the Massachusetts average.
  • The cost of living in Scituate is 50% higher than the national average.
  • The cost of housing in Scituate is 120% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 125% higher than the national average.

Compare Scituate, MA Cost of living To Other Cities

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      Price difference in compared to
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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Using the salary calculator lets you compare the salary you earn in Scituate, MA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Scituate, MA, you have to earn a higher income in order to still have the same standard of living. To operate the Scituate, MA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$132,635$11,053$3,095$3,979
      Renters$56,520$4,710$1,319$1,696
      If you want to find a good determining factor for the cost of living and the general affordability of housing in Scituate, MA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Scituate, MA, the median monthly income is $132,635 for those who own their own homes. Under the standard rule, that income level would allow for $3,095 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $56,520, per the median income in the area. That would allow for renters to spend up to $1,319 on monthly rental expenses.

      Massachusetts Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Massachusetts6.25%6.25%

      Massachusetts Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Massachusetts5%5%
      One thing to keep in mind when considering the cost of living in Scituate, MA is the Massachusetts sales tax and Massachusetts income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Massachusetts sales tax rate is 6.25% and the maximum surtax that can be charged is 6.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Massachusetts income tax rates range from 5% to 5%.

      Goods & Services

      ItemScituateNational avg.Difference
      Haircut $25.20$17.4944.1%
      Beauty Salon $60.40$38.1758.2%
      Toothpaste $2.19$2.325.6%
      Shampoo $1.12$1.0110.7%
      Movie $14.12$10.7231.7%
      Bowling $20.20$13.8645.7%

      Groceries

      ItemScituateNational avg.Difference
      Ground Beef $3.59$3.907.9%
      Fried Chicken $1.45$1.403.9%
      Milk $1.99$1.961.4%
      Potatoes $3.99$3.1825.4%
      Pizza $11.49$10.3910.5%
      Beer $9.39$9.231.7%

      Health Care

      ItemScituateNational avg.Difference
      Optometrist $95.00$106.3410.7%
      Doctor $184.93$115.2560.5%
      Dentist $107.00$98.388.8%
      Ibuprofen $9.29$9.260.3%
      Lipitor $478.31$466.472.5%

      Housing

      ItemScituateNational avg.Difference
      Home Price $476,200.00$184,700.00157.8%
      Avg. Mortgage Payment $2,497.05$1,273.3296.1%
      Apartment Rent $1,252.00$949.0031.9%

      Transportation

      ItemScituateNational avg.Difference
      Gasoline $2.65$2.592.1%
      Tire Balancing $63.78$48.9030.4%

      Utilities

      ItemScituateNational avg.Difference
      All Electricity$214.60$167.6028.0%
      Phone $178.27$163.429.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Southfield, MA012020%
      Brockton, MA94,81312020%
      Holbrook, MA11,00812626%
      Bridgewater, MA8,54412424%
      North Plymouth, MA3,46912929%
      Scituate, MA5,47115050%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Berlin, WI5,47188-12%
      Grandwood Park, IL5,47111414%
      Greenwood, MO5,47499-1%
      Sayre, PA5,46789-11%
      Bowling Green, MO5,46484-16%
      Scituate, MA5,47115050%
      Source: The Scituate, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.