Brockton, Massachusetts Cost Of Living

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Overall 20%

Goods & Services 27%

Housing 18%

Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Brockton	Massachusetts	National
Cost of living	120	131	100
Goods & Services	127	121	100
Groceries	113	110	100
Health care	121	123	100
Housing	118	165	100
Transportation	109	108	100
Utilities	122	115	100

Key findings

The cost of living in Brockton is 8% lower than the Massachusetts average
The cost of living in Brockton is 20% higher than the national average
Brockton housing is 18% higher than the national average
Massachusetts general sales tax is 23% higher than the national average
Massachusetts state income tax is 103% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$75,400	$6,283	$1,759	$2,262
Renters	$28,651	$2,388	$668	$860

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Brockton, MA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Brockton homeowners, is $75,400. This would allow for a maximum of $1,759 per month to be spent on housing costs. For renters, the median monthly income is $28,651 which would result in a maximum of $668 to be spent on rental costs.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	5%

Goods & Services

Item	Brockton	National avg.	Difference
Haircut	$34.97	$18.62	87.8%
Beauty Salon	$64.17	$39.05	64.3%
Toothpaste	$2.30	$2.34	1.6%
Shampoo	$1.00	$1.06	5.7%
Movie	$14.43	$10.68	35.1%
Bowling	$21.00	$14.67	43.1%

Groceries

Item	Brockton	National avg.	Difference
Ground Beef	$3.74	$4.22	11.3%
Fried Chicken	$1.64	$1.39	18.6%
Milk	$2.27	$2.05	10.9%
Potatoes	$4.02	$3.29	22.3%
Pizza	$11.16	$10.62	5.0%
Beer	$9.29	$9.38	1.0%

Health Care

Item	Brockton	National avg.	Difference
Optometrist	$102.75	$108.57	5.4%
Doctor	$194.00	$116.17	67.0%
Dentist	$108.27	$99.13	9.2%
Ibuprofen	$9.73	$9.68	0.6%
Lipitor	$464.43	$466.92	0.5%

Housing

Item	Brockton	National avg.	Difference
Home Price	$226,800.00	$184,700.00	22.8%
Avg. Mortgage Payment	$2,463.17	$1,197.42	105.7%
Apartment Rent	$1,022.00	$949.00	7.7%

Transportation

Item	Brockton	National avg.	Difference
Gasoline	$2.19	$2.22	1.4%
Tire Balancing	$64.47	$50.07	28.8%

Utilities

Item	Brockton	National avg.	Difference
All Electricity	$233.87	$167.67	39.5%
Phone	$181.11	$175.64	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Southfield, MA	0	121	21%
Taunton, MA	56,504	117	17%
Attleboro, MA	44,121	121	21%
Middleborough Center, MA	7,415	122	22%
Holbrook, MA	11,008	127	27%
Brockton, MA	94,813	120	20%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Livonia, MI	94,849	101	1%
Beaverton, OR	94,865	126	26%
Sparks, NV	94,718	108	8%
Allen, TX	94,710	112	12%
League City, TX	94,976	104	4%
Brockton, MA	94,813	120	20%

Source: The Brockton, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.