Sanford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSanfordNorth CarolinaNational
Cost of living index8694100
IndexSanfordNorth CarolinaNational
Goods & Services index9098100
Groceries index9398100
Health care index98107100
Housing index7285100
Transportation index9498100
Utilities index9196100
A general summary of the cost of living index in Sanford, NC is shown above. Compared to the state average of North Carolina the cost of living index in Sanford, NC is 86, which is 9% lower than the average in North Carolina and compared to the national average it is 14% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Sanford, NC goods and services come in at 8% lower than the average in North Carolina and are 10% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Sanford is 9% lower than the North Carolina average.
  • The cost of living in Sanford is 14% lower than the national average.
  • The cost of housing in Sanford is 28% lower than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Salary Calculator

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Health care index
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Use the salary calculator to compare your current income in Sanford, NC to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Sanford, NC, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Sanford, NC salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Sanford, NC by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Sanford, NC have a median income of $60,686. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,416 per month to avoid calamity and poverty. The renters in the city have an income of about $24,036, which would make their monthly maximum allowable rental costs $561.

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%
When considering the overall cost of living expenses in Sanford, NC, it's important to take into account the sales tax for North Carolina, as well as the rate for income tax in North Carolina. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for North Carolina is 7.5%, and the sales tax in the state of North Carolina is 4.75%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in North Carolina starts from 5.75% and goes up to 5.75%.

Goods & Services

ItemSanfordNational avg.Difference
Haircut $12.50$16.0922.3%
Beauty Salon $33.50$37.3310.3%
Toothpaste $1.75$2.4528.4%
Shampoo $0.90$1.0010.4%
Movie $13.04$10.2826.9%
Bowling $4.66$4.935.5%


ItemSanfordNational avg.Difference
Ground Beef $3.41$3.8010.3%
Fried Chicken $1.22$1.4012.9%
Milk $2.42$2.0120.5%
Potatoes $2.95$3.012.0%
Pizza $8.49$9.8914.1%
Beer $8.77$8.901.4%

Health Care

ItemSanfordNational avg.Difference
Optometrist $104.06$102.161.9%
Doctor $80.00$108.3626.2%
Dentist $105.00$92.5313.5%
Ibuprofen $8.57$9.287.7%
Lipitor $441.08$425.823.6%


ItemSanfordNational avg.Difference
Home Price $132,200.00$184,700.0028.4%
Avg. Mortgage Payment $1,239.64$1,202.443.1%
Apartment Rent $680.00$949.0028.3%


ItemSanfordNational avg.Difference
Gasoline $2.24$2.240.3%
Tire Balancing $38.33$46.2917.2%


ItemSanfordNational avg.Difference
All Electricity$144.16$165.9613.1%
Phone $27.99$28.682.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mamers, NC1,14088-12%
Cameron, NC25882-18%
Goldston, NC31086-14%
Gulf, NC38987-13%
Carthage, NC2,64487-13%
Sanford, NC29,04886-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Suisun City, CA29,04513030%
West Falls Church, VA29,05914343%
Opelika, AL29,03094-6%
South Riding, VA29,07315353%
Norwood, MA29,01814242%
Sanford, NC29,04886-14%
Source: The Sanford, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.