F
29%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
83%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pasadena Maryland National
Cost of living129121100
Groceries104105100
Health care108109100
Housing183151100
Transportation107109100
Utilities106108100
Lifestyle & Entertainment106109100
Household Items104105100
Education & Childcare109112100
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An Overview of Cost of Living in Pasadena, MD

Getting a feel for the cost of living in Pasadena is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Pasadena is 129, which is 29% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you value affordability in your search for a new place to live, Pasadena may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Pasadena falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs make up a big chunk of the cost of living in Pasadena, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 82.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Pasadena Affordable?

Wondering if Pasadena is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Pasadena, for example, the median home price is 79.6% higher than what folks pay nationally, and monthly rent is 90.2% higher than the usual rates. Plus, income levels matter too, with Pasadena boasting a median household income of $147,347, which is 81.2% higher than the national average.

What Factors can Influence the Cost of Living in Pasadena?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Pasadena, the baseline sales tax rate begins at 6%, and income tax rates start at 2%.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Pasadena, the groceries index is 3.7% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Pasadena, healthcare costs are 7.5% higher than the national average.

Where is the Data From?

The Pasadena cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pasadena is 7% higher than the Maryland average
  • The cost of living in Pasadena is 29% higher than the national average
  • Pasadena housing is 83% higher than the national average
  • Maryland general sales tax is 18% higher than the national average
  • Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Pasadena

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Compare Pasadena, MD Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,846$12,987$3,636$4,676
      Renters$130,540$10,878$3,046$3,917
      A good indicator of the general affordability of housing in Pasadena, MD, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pasadena, the median monthly income is $155,846 for those who own their own homes. Under the standard rule, that income level would allow for $3,636 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $130,540, per the median income in the area. That would allow for renters to spend up to $3,046 on monthly rental expenses.

      Maryland Sales Tax

      State General Sales Tax With Max Surtax
      Maryland 6% 6%

      Maryland Income Tax

      State Income Tax (Low) Income Tax (High)
      Maryland 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dundalk, MD65,2411065.9%
      Lansdowne, MD8,9641044.0%
      Baltimore, MD621,7441087.9%
      Essex, MD40,7241087.7%
      Woodlawn CDP (Prince George's County), MD8,0711109.6%
      Pasadena, MD30,44512929.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sanford, NC30,447937.4%
      Canton, GA30,4251099.0%
      Cochrane, AB30,481n/a 
      Alma, QC30,501n/a 
      Chamblee, GA30,50211818.1%
      Pasadena, MD30,44512929.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.