F
23%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index San Simeon California National
Cost of living123141100
Groceries111111100
Health care113116100
Housing144197100
Transportation113118100
Utilities119119100
Lifestyle & Entertainment116120100
Household Items109111100
Education & Childcare123127100
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Cost Of Living Quick Facts

  • The cost of living in San Simeon is 13% lower than the California average
  • The cost of living in San Simeon is 23% higher than the national average
  • San Simeon housing is 44% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

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Compare San Simeon, CA Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,484$6,540$1,831$2,355
      Renters$73,658$6,138$1,719$2,210

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oak Shores, CA33415655.5%
      Cambria, CA5,73117372.5%
      San Simeon, CA56712323.2%

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      Eek, AK567946.4%
      Nunn, CO56711110.6%
      Elk Horn, IA5678515.4%
      Ridgeville, IN5677722.8%
      Naples, ME5671000.5%
      San Simeon, CA56712323.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.