Cost Of Living in Naples, ME

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0%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

9%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Naples	Maine	National
Cost of living	100	100	100
Groceries	103	103	100
Health care	102	101	100
Housing	91	91	100
Transportation	104	103	100
Utilities	105	108	100
Lifestyle & Entertainment	101	103	100
Household Items	103	103	100
Education & Childcare	105	106	100

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Homes For Sale In Naples, ME

18 Rockwood Way

Naples, ME

47 Fairway Dr

Naples, ME

TBD Gilberts Way

Naples, ME

50 Knob Hill Rd

Naples, ME

Cost Of Living Quick Facts

The cost of living in Naples is 1% lower than the Maine average
The cost of living in Naples is equal to the national average
Naples housing is 9% lower than the national average
Maine general sales tax is 8% higher than the national average
Maine state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,455	$8,705	$2,437	$3,134
Renters	$0	$0	$0	$0

Maine Sales Tax

State	General Sales Tax	With Max Surtax
Maine	5.5%	5.5%

Maine Income Tax

State	Income Tax (Low)	Income Tax (High)
Maine	5.8%	7.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oxford, ME	1,063	94	5.6%
Mechanic Falls, ME	2,187	97	3.4%
Bridgton, ME	1,911	98	2.0%
Casco, ME	735	101	0.9%
Steep Falls, ME	2,082	106	5.9%
Naples, ME	567	100	0.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Eek, AK	567	94	6.4%
San Simeon, CA	567	123	23.2%
Nunn, CO	567	111	10.6%
Elk Horn, IA	567	85	15.4%
Ridgeville, IN	567	77	22.8%
Naples, ME	567	100	0.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Naples, ME

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