| Index | Oak Shores | California | National |
| Cost of living | 156 | 141 | 100 |
| Groceries | 111 | 111 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | 252 | 197 | 100 |
| Transportation | 113 | 118 | 100 |
| Utilities | 119 | 119 | 100 |
| Lifestyle & Entertainment | 116 | 120 | 100 |
| Household Items | 109 | 111 | 100 |
| Education & Childcare | 123 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Lockwood, CA | 361 | 123 | 22.7% |
| San Simeon, CA | 567 | 123 | 23.2% |
| Bradley, CA | 101 | 126 | 26.1% |
| Lake Nacimiento, CA | 3,104 | 141 | 40.7% |
| Templeton, CA | 8,228 | 164 | 64.3% |
| Oak Shores, CA | 334 | 156 | 55.5% |
| City | Population | Cost of Living Index | National Avg. |
| Colt, AR | 334 | 78 | 21.7% |
| Bronson, IA | 334 | 89 | 10.6% |
| Arimo, ID | 334 | 93 | 6.9% |
| Hanaford, IL | 334 | 81 | 18.8% |
| Kampsville, IL | 334 | 79 | 20.6% |
| Oak Shores, CA | 334 | 156 | 55.5% |