Cost of Living in San Martin, CA

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F
123%
Overall NAT. AVG.
22%
Goods & Services NAT. AVG.
354%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index San Martin California National
Cost of living223143100
Goods & Services122115100
Groceries110108100
Health care107103100
Housing454197100
Transportation137136100
Utilities143144100
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Homes For Sale In San Martin, CA

property for sale

0 W San Martin Ave

San Martin, CA
property for sale

14200 Sycamore Ave

San Martin, CA
property for sale

45 Roosevelt Ave

San Martin, CA
property for sale

2015 Trumar Ln

Gilroy, CA

Cost Of Living Quick Facts

  • The cost of living in San Martin is 55% higher than the California average
  • The cost of living in San Martin is 123% higher than the national average
  • San Martin housing is 354% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around San Martin

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Compare San Martin, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$195,601$16,300$4,564$5,869
      Renters$99,431$8,286$2,320$2,983
      A good indicator of the general affordability of housing in San Martin, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In San Martin, the median monthly income is $195,601 for those who own their own homes. Under the standard rule, that income level would allow for $4,564 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $99,431, per the median income in the area. That would allow for renters to spend up to $2,320 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item San Martin National avg. Difference
      Haircut $29.74$27.627.7%
      Beauty Salon $81.94$51.1160.3%
      Toothpaste $4.09$4.090.1%
      Shampoo $2.23$1.5444.6%
      Movie $17.31$12.8834.4%
      Yoga $35.00$19.6678.0%

      Groceries

      Item San Martin National avg. Difference
      Ground Beef $8.02$7.704.1%
      Fried Chicken $2.65$1.6659.4%
      Milk $5.18$4.739.4%
      Potatoes $4.86$5.267.5%
      Pizza $19.60$12.7653.6%
      Beer $11.35$10.557.6%

      Health Care

      Item San Martin National avg. Difference
      Optometrist $175.85$140.0625.6%
      Doctor $150.69$153.822.0%
      Dentist $135.64$123.1510.1%
      Ibuprofen $12.52$11.736.7%
      Lipitor $24.08$23.612.0%

      Housing

      Item San Martin National avg. Difference
      Home Price $1,907,707.00$326,622.00484.1%
      Avg. Mortgage Payment $9,604.61$2,480.25287.2%
      Apartment Rent $2,166.00$1,444.0050.0%

      Transportation

      Item San Martin National avg. Difference
      Gasoline $4.55$3.0648.9%
      Tire Balancing $69.75$65.217.0%

      Utilities

      Item San Martin National avg. Difference
      All Electricity $372.98$220.1269.4%
      Phone $194.17$195.710.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pajaro, CA3,58914746.8%
      Freedom, CA4,07315353.1%
      Watsonville, CA54,19915757.2%
      Las Lomas, CA3,96416362.6%
      Interlaken, CA7,87116767.4%
      San Martin, CA6,657223122.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ladera Heights, CA6,655230129.6%
      North Riverside, IL6,65511313.4%
      Cold Spring, KY6,6591000.4%
      Buena Vista, MI6,6538019.9%
      Aztec, NM6,661945.7%
      San Martin, CA6,657223122.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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