Cost Of Living in Freedom, CA

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F

48%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

121%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Freedom	California	National
Cost of living	148	141	100
Groceries	109	111	100
Health care	114	116	100
Housing	221	197	100
Transportation	120	118	100
Utilities	117	119	100
Lifestyle & Entertainment	122	120	100
Household Items	113	111	100
Education & Childcare	129	127	100

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Homes For Sale In Freedom, CA

215 Manfre Rd

Watsonville, CA

16 Airport Rd

Freedom, CA

4 Holly Dr Unit C

Freedom, CA

49 Blanca Ln #310

Watsonville, CA

Cost Of Living Quick Facts

The cost of living in Freedom is 5% higher than the California average
The cost of living in Freedom is 48% higher than the national average
Freedom housing is 121% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$187,917	$15,660	$4,384	$5,638
Renters	$86,255	$7,188	$2,012	$2,588

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Moss Landing, CA	33	117	16.7%
Live Oak city, CA	8,786	107	6.7%
Live Oak, CA	9,007	117	16.9%
Paradise Park, CA	478	137	37.3%
Pajaro, CA	3,589	142	41.8%
Freedom, CA	4,073	148	48.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Yellow Springs, OH	4,072	101	0.8%
Mackenzie, BC	4,072	n/a
Oaklyn, NJ	4,074	108	8.3%
Richwood, TX	4,074	99	1.4%
Cariboo B, BC	4,074	n/a
Freedom, CA	4,073	148	48.1%