San Joaquin cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan JoaquinCaliforniaNational
Cost of living index94138100
IndexSan JoaquinCaliforniaNational
Goods & Services index103110100
Groceries index104115100
Health care index107109100
Housing index61196100
Transportation index115125100
Utilities index124114100
Here we can see a simple outline of the cost of living in San Joaquin, CA. As you can see, with the average cost of living in San Joaquin, CA being 94, that puts it 32% lower than the average of California and 6% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of San Joaquin, CA, the price of goods and services are 7% lower than the average of California as well as 3% higher than the nation's average.

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Did you know?

  • The cost of living in San Joaquin is 32% lower than the California average.
  • The cost of living in San Joaquin is 6% lower than the national average.
  • The cost of housing in San Joaquin is 39% lower than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare San Joaquin, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in San Joaquin, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in San Joaquin, CA, you have to earn a higher income in order to still have the same standard of living. To operate the San Joaquin, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$46,500$3,875$1,085$1,395
Renters$15,918$1,327$371$478
If you want to find a good determining factor for the cost of living and the general affordability of housing in San Joaquin, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In San Joaquin, CA, the median monthly income is $46,500 for those who own their own homes. Under the standard rule, that income level would allow for $1,085 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $15,918, per the median income in the area. That would allow for renters to spend up to $371 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.25%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
When assessing the complete cost of living in San Joaquin, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

ItemSan JoaquinNational avg.Difference
Haircut $18.14$16.0912.8%
Beauty Salon $41.10$37.3310.1%
Toothpaste $4.95$2.45102.1%
Shampoo $1.17$1.0016.8%
Movie $10.60$10.283.1%
Bowling $6.04$4.9322.5%

Groceries

ItemSan JoaquinNational avg.Difference
Ground Beef $3.88$3.802.1%
Fried Chicken $1.25$1.4010.6%
Milk $2.37$2.0118.1%
Potatoes $2.63$3.0112.6%
Pizza $13.59$9.8937.5%
Beer $9.01$8.901.3%

Health Care

ItemSan JoaquinNational avg.Difference
Optometrist $129.44$102.1626.7%
Doctor $102.53$108.365.4%
Dentist $108.32$92.5317.1%
Ibuprofen $10.13$9.289.1%
Lipitor $418.44$425.821.7%

Housing

ItemSan JoaquinNational avg.Difference
Home Price $117,400.00$184,700.0036.4%
Avg. Mortgage Payment $1,330.75$1,202.4410.7%
Apartment Rent $508.00$949.0046.5%

Transportation

ItemSan JoaquinNational avg.Difference
Gasoline $2.76$2.2423.1%
Tire Balancing $46.11$46.290.4%

Utilities

ItemSan JoaquinNational avg.Difference
All Electricity$259.33$165.9656.3%
Phone $24.98$28.6812.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Three Rocks, CA2581088%
Mendota, CA11,39495-5%
Biola, CA1,26596-4%
Cantua Creek, CA43497-3%
Lanare, CA2971022%
San Joaquin, CA4,01194-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cedarville, OH4,01190-10%
Rosewood Heights, IL4,01188-12%
Madison, GA4,0101000%
Churchville, PA4,01214646%
Sandy Oaks, TX4,01380-20%
San Joaquin, CA4,01194-6%
Source: The San Joaquin, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.