Cost Of Living in National Harbor, MD

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D-

25%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

74%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	National Harbor	Maryland	National
Cost of living	125	121	100
Groceries	101	105	100
Health care	102	109	100
Housing	174	151	100
Transportation	109	109	100
Utilities	101	108	100
Lifestyle & Entertainment	105	109	100
Household Items	102	105	100
Education & Childcare	115	112	100

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Homes For Sale In National Harbor, MD

612 Catamaran Way

Oxon Hill, MD

716 River Mist Dr

Oxon Hill, MD

500 Riversail Ln #438

Oxon Hill, MD

622 Catamaran Way

Oxon Hill, MD

Cost Of Living Quick Facts

The cost of living in National Harbor is 4% higher than the Maryland average
The cost of living in National Harbor is 25% higher than the national average
National Harbor housing is 74% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$172,673	$14,389	$4,029	$5,181
Renters	$130,567	$10,881	$3,046	$3,917

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedarville, MD	599	110	10.1%
Rose Hill CDP (Lee County), VA	731	89	11.0%
Potomac Heights, MD	1,295	90	10.5%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Wakefield town, VA	838	92	8.4%
National Harbor, MD	4,143	125	25.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elk Ridge, UT	4,143	130	30.2%
Shelburne, NS	4,143	n/a
San Joaquin, CA	4,144	112	11.7%
Wright City, MO	4,144	93	7.2%
Chester, NY	4,144	112	12.1%
National Harbor, MD	4,143	125	25.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in National Harbor, MD

Homes For Sale In National Harbor, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around National Harbor

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The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population