Carmel Valley, California Cost Of Living

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F

Overall 91%

Goods & Services 10%

Housing 268%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Carmel Valley	San Diego	California
Cost of living	191	150	140
Goods & Services	110	110	109
Groceries	112	112	112
Health care	108	108	109
Housing	368	230	196
Transportation	132	132	132
Utilities	121	121	127

Key findings

The cost of living in Carmel Valley is 37% higher than the San Diego average
The cost of living in Carmel Valley is 91% higher than the national average
Carmel Valley housing is 268% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$146,086	$12,174	$3,408	$4,383

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	San Diego	National avg.	Difference
Haircut	$23.83	$20.27	17.6%
Beauty Salon	$65.72	$40.39	62.7%
Toothpaste	$2.26	$2.36	4.1%
Shampoo	$1.38	$1.08	28.5%
Movie	$14.91	$10.99	35.7%
Bowling	$22.56	$15.49	45.6%

Groceries

Item	San Diego	National avg.	Difference
Ground Beef	$4.52	$4.30	5.1%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.30	$2.20	4.4%
Potatoes	$2.99	$3.22	7.1%
Pizza	$12.70	$10.74	18.3%
Beer	$9.93	$9.60	3.5%

Health Care

Item	San Diego	National avg.	Difference
Optometrist	$123.80	$109.73	12.8%
Doctor	$125.00	$118.34	5.6%
Dentist	$109.73	$100.94	8.7%
Ibuprofen	$11.49	$9.93	15.7%
Lipitor	$490.43	$469.53	4.5%

Housing

Item	San Diego	National avg.	Difference
Home Price	$488,600.00	$184,700.00	164.5%
Avg. Mortgage Payment	$2,789.33	$1,229.62	126.8%
Apartment Rent	$1,427.00	$949.00	50.4%

Transportation

Item	San Diego	National avg.	Difference
Gasoline	$3.97	$2.71	46.6%
Tire Balancing	$55.77	$51.86	7.5%

Utilities

Item	San Diego	National avg.	Difference
All Electricity	$239.65	$170.84	40.3%
Phone	$179.39	$187.18	4.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spring Valley CDP (Lake County), CA	1,154	106	6.0%
Lemon Grove, CA	26,421	131	31.2%
El Cajon, CA	102,894	133	33.3%
Escondido, CA	149,912	134	34.2%
Santee, CA	56,839	136	35.8%
San Diego, CA	1,374,812	150	49.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Calgary, AB	1,371,990	n/a
San Antonio, TX	1,439,358	90	10.3%
Dallas, TX	1,278,433	97	2.7%
Phoenix, AZ	1,555,324	97	2.5%
Philadelphia, PA	1,559,938	102	1.9%
San Diego, CA	1,374,812	150	49.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.

Carmel Valley, San Diego, CA Cost of Living