Cost of Living in Somerset, TX

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A+
5%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Somerset Texas National
Cost of living9594100
Groceries10298100
Health care10398100
Housing7683100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
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Homes For Sale In Somerset, TX

property for sale

483 Alcorta Ln

Somerset, TX
property for sale

174 Adcock Ln

Somerset, TX
property for sale

109 N 1st St

Somerset, TX
property for sale

119 Avery Dr

Somerset, TX
See the Newest Homes For Sale In Somerset, TX

Cost Of Living Quick Facts

  • The cost of living in Somerset is 1% higher than the Texas average
  • The cost of living in Somerset is 5% lower than the national average
  • Somerset housing is 24% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Somerset

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Compare Somerset, TX Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,545$8,379$2,346$3,017
      Renters$39,731$3,311$927$1,192

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bigfoot, TX7021033.4%
      Leming, TX6151033.4%
      LaCoste, TX1,9968614.4%
      Von Ormy, TX1,0558811.9%
      Poteet, TX3,5599010.4%
      Somerset, TX1,890954.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lakesite, TN1,8901054.8%
      Petit-Rocher, NB1,890n/a 
      Parklawn, CA1,8911076.8%
      Pine Ridge CDP (Collier County), FL1,88919393.5%
      Hanley Hills, MO1,8918515.4%
      Somerset, TX1,890954.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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