Saginaw, MI Employment - Median Household Income, Unemployment Rate

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F

41%

Income/capita NAT. AVG.

43%

Household income NAT. AVG.

31%

Unemployment NAT. AVG.

Index	Saginaw	Michigan	National
Income per capita	$26,532	$40,534	$44,883
Median household income	$46,701	$74,200	$81,333
Median income owner occupied	$62,270	$92,757	$106,172
Median income renter occupied	$28,535	$42,775	$52,080
Median earnings male	$38,155	$52,653	$54,343
Median earnings female	$28,683	$34,413	$38,439
Unemployment rate	6.4%	5.5%	4.9%
Poverty level	34.6%	16.3%	15.1%

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Key findings

The income per capita in Saginaw is 41% lower than the national average
The median household income in Saginaw is 43% lower than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Saginaw is 31% higher than the national average
The poverty level in Saginaw is 129% higher than the national average

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am i middle class

$31,130 $46,701 $93,402

City

$49,461 $74,200 $148,400

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Saginaw median earnings by income bracket

Saginaw employment by industry

Labour Type	Male	Female
Construction industry	7.8%	7.8%
Manufacturing sector	21.6%	21.6%
Financial & insurance services	1.8%	1.8%
Wholesale & retail services	16.4%	16.4%
Public administration	2.0%	2.0%
Transportation, warehousing & utilities	6.5%	6.5%
Education, health & social services	8.5%	8.5%
Other	33.4%	33.4%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Freeland, MI	7,053	$118,913	46.2%
Frankenmuth, MI	5,597	$112,491	38.3%
Reese, MI	1,397	$107,233	31.8%
Shields, MI	7,518	$105,035	29.1%
Midland, MI	43,447	$93,363	14.8%
Saginaw, MI	50,125	$46,701	42.6%

Cities with similar population

City	Population	Household Income	National Avg.
Cypress, CA	50,123	$149,898	84.3%
Cedar Hill, TX	50,139	$113,120	39.1%
Columbus, IN	50,148	$99,744	22.6%
North Highlands, CA	50,172	$75,346	7.4%
Middletown, OH	50,075	$62,603	23.0%
Saginaw, MI	50,125	$46,701	42.6%

Source: The Saginaw, MI employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.