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A+ Saginaw Amenities Lots of amenities close to this location
A Saginaw Cost of Living Cost of living is 9% lower than Michigan
8119% less expensive than the US average
8911% less expensive than the US average
United States
100National cost of living index
Saginaw cost of living
F Saginaw Crime Total crime is 64% higher than Michigan
Total crime
3,45534% higher than the US average
Chance of being a victim
1 in 2934% higher than the US average
Year-over-year crime
3%Year over year crime is up
Saginaw crime
F Saginaw Employment Household income is 43% lower than Michigan
Median household income
$28,87148% lower than the US average
Income per capita
$15,16849% lower than the US average
Unemployment rate
10%110% higher than the US average
Saginaw employment
F Saginaw Housing Home value is 68% lower than Michigan
Median home value
$40,60078% lower than the US average
Median rent price
$64033% lower than the US average
Home ownership
61%5% lower than the US average
Saginaw real estate or Saginaw rentals
F Saginaw Schools HS graduation rate is 15% lower than Michigan
High school grad. rates
73%12% lower than the US average
School test scores
32%34% lower than the US average
Student teacher ratio
19:119% higher than the US average
Saginaw K-12 schools or Saginaw colleges

Living in Saginaw, MI

Located in the state of Michigan, Saginaw is a medium-sized city with a population of 49,892 people. Individuals of White (46%) and Black or African American (44%) backgrounds make up a significant portion of the population of the city. Saginaw is very likely to be a great place to live for singles as only 44%, of the population (over fifteen) is classified as married.

Living in Saginaw can be a good experience for anyone relocating to the city. Having said that, in the state of Michigan, there are many amazing places to live, so choose wisely! The best areas in Saginaw and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, crime, education, employment, you will see a detailed breakdown of the most important information as well as comparisons to the Michigan and national averages.

Using data and statistics Saginaw has received a livability score of 57 out of 100. This score is ranked in the 11th percentile when compared to all other cities. Compared to the United States average, this city has a score which ranks among the lowest in the nation, and it is not considered a very livable city. For each of the livability categories, we know that Saginaw ranks very well for amenities (A+) and cost of living (A). On a less positive note, Saginaw does not have favorable scores for the following: crime (F), weather (D-), education (F), employment (F) and housing (F). If we take a look at the data, we can find out why.

Conveniently located amenities and interesting attractions are a great way to continuously enjoy Saginaw on a regular basis. Knowing that there are an abundance of amenities and things to do can ensure that you always have access to nearby grocery stores, restaurants and coffee shops. Some of the notable things to do include: Albert E. Sleeper State Park, Ojibway Island, and Marshall M. Fredericks Sculpture Museum.

An affordable cost of living can help reduce your monthly expenses and knowing that housing prices continue to rise, most people will take all the help that they can get. Saginaw benefits from a cost of living that is 20.68% less than the national average. This means that everything from goods and services to transportation costs will be lower than most other cities.

Saginaw real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Saginaw. The median home price for Saginaw homes is $40,600, which is 68.2% lower than the Michigan average. If we take a closer look at the affordability of homes in Saginaw, we’ll see that the home price to income ratio is 1.4, which is 44% lower than the Michigan average. For most people, purchasing a new home is the biggest investment they will make in their lifetime. Taking a look at overall real estate appreciation rates in Saginaw will offer some insight into determining if your home purchase will be a solid investment for years to come. In Saginaw, the year-over-year appreciation rates were 9.7%, and the 5 year appreciation rates came in at 4.5%.

Check Your Commute Time

Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
See more Saginaw, MI transportation information

Compare Saginaw, MI Livability To Other Cities

Best Cities Near Saginaw, MI

PlaceLivability scoreScoreMilesPopulationPop.
Frankenmuth, MI8312.24,992
Grand Blanc, MI8137.98,039
Flushing, MI8025.38,129
Laingsburg, MI7841.81,216
PlaceLivability scoreScoreMilesPopulationPop.
New Lothrop, MI7821560
Midland, MI772042,063
St. Johns, MI7542.17,951
Chesaning, MI7418.42,464
See all Michigan cities

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Saginaw Reviews

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Not as bad as you think

I live in a beautiful neigjborhood in saginaw township surrounded by very nice homes & new builds. I DO drive my kids to a better school district everyday, but my neighborhood is not the same as inner city Saginaw city. I am in SAGINAW TOWNSHIP.& Yes there are parts of the township that are close to the city that I would avoid but my home is beautiful, my neighborhood is too & I know that no thugs without jobs can afford to buya home here.There are no rentals in my subdivision.I live near lots of shopping & restaurants& I would not purchase a home in a pkace I don't feel safe for my children.
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Saginaw, MI: Decent Shopping, High Crime

As a native Michigander, I frequently visit the city of Saginaw when I visit another one of my favorite cities named Frankenmuth. I must admit that Saginaw is a pretty dangerous city to live within. It is not the most pleasant city that Michigan has to offer. I felt pretty unsafe walking around Saginaw alone, especially when I would walk to my car at night. It seems to me that Saginaw has a very intense crime problem, which also makes it a place that families should avoid at all costs.

I would definitely not recommend living in Saginaw for families. I do not think the schools in the area are very good for children. I think that the violence in the city can be very distracting for families that want their children to do the best they can in school. Living in the city of Saginaw is almost like setting up children for failure for their academic endeavors. It is truly important for kids to feel safe in whatever city the family lives within, and I can guarantee children will not feel safe living in this city. The city does have some nice shopping malls, but aside from that it does not have anything but crime to offer.
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Reason for reporting
Source: The Saginaw, MI data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
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