Cost of Living in Saddle River, NJ

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F
228%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
737%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Saddle River New Jersey National
Cost of living328125100
Groceries108108100
Health care108112100
Housing837157100
Transportation110114100
Utilities108111100
Lifestyle & Entertainment114113100
Household Items108107100
Education & Childcare120120100
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Homes For Sale In Saddle River, NJ

property for sale

117 Cortland Dr

Saddle River, NJ
property for sale

43 Twin Brooks Rd

Saddle River, NJ
property for sale

11 Lower Cross Rd

Saddle River, NJ
property for sale

14 Eckert Farm Rd

Saddle River, NJ

Cost Of Living Quick Facts

  • The cost of living in Saddle River is 162% higher than the New Jersey average
  • The cost of living in Saddle River is 228% higher than the national average
  • Saddle River housing is 737% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Saddle River

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$340,257$28,355$7,939$10,209
      Renters$69,758$5,813$1,628$2,093

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenville CDP (Greene County), NY6161066.1%
      Greenwood Lake, NY3,16811817.7%
      Paterson, NJ149,11812221.5%
      Mount Ivy, NY7,67512020.1%
      Haverstraw, NY12,43112121.4%
      Saddle River, NJ3,285328228.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Frostproof, FL3,2858811.6%
      Netcong, NJ3,28512019.9%
      Inuvik, NT3,284n/a 
      Heyworth, IL3,286955.2%
      Hogansville, GA3,2838911.1%
      Saddle River, NJ3,285328228.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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