Cost of Living in Rutland, MA

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D-
23%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rutland Massachusetts National
Cost of living123131100
Groceries111109100
Health care119116100
Housing136169100
Transportation121115100
Utilities117117100
Lifestyle & Entertainment113115100
Household Items110109100
Education & Childcare133127100
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Homes For Sale In Rutland, MA

property for sale

29 Grizzly Dr

Rutland, MA
property for sale

42 Maple Ave

Rutland, MA
property for sale

93 Glenwood Place Ext

Rutland, MA
property for sale

155 Turkey Hill Rd

Rutland, MA

Cost Of Living Quick Facts

  • The cost of living in Rutland is 6% lower than the Massachusetts average
  • The cost of living in Rutland is 23% higher than the national average
  • Rutland housing is 36% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Rutland

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,382$9,115$2,552$3,282
      Renters$0$0$0$0

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Warren, MA5631022.2%
      Ware, MA6,14711010.3%
      Gardner, MA21,4101098.6%
      North Brookfield, MA2,51811313.4%
      Brookfield, MA73911616.1%
      Rutland, MA1,78912322.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Saint-Robert, QC1,789n/a 
      Boronda, CA1,79013434.1%
      Clarkesville, GA1,788946.2%
      Lake City, IA1,7888218.0%
      Wilder, ID1,788909.9%
      Rutland, MA1,78912322.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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