Cost of Living in Rumford, ME

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rumford Maine National
Cost of living87100100
Groceries103103100
Health care102101100
Housing4891100
Transportation104103100
Utilities105108100
Lifestyle & Entertainment101103100
Household Items103103100
Education & Childcare105106100
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Homes For Sale In Rumford, ME

property for sale

326 Hancock St

Rumford, ME
property for sale

352 Swain Rd

Rumford, ME
property for sale

313 Knox St

Rumford, ME
property for sale

810 Penobscot St

Rumford, ME

Cost Of Living Quick Facts

  • The cost of living in Rumford is 13% lower than the Maine average
  • The cost of living in Rumford is 13% lower than the national average
  • Rumford housing is 52% lower than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Rumford

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,684$6,557$1,836$2,361
      Renters$37,600$3,133$877$1,128
      To approximate the cost of living and the housing affordability in Rumford, ME, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Rumford have a median income of $78,684. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,836 per month to avoid calamity and poverty. The renters in the city have an income of about $37,600, which would make their monthly maximum allowable rental costs $877.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mexico, ME2,0008614.4%
      Dixfield, ME1,439909.6%
      Rumford, ME4,0778713.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ashland, MO4,0771000.4%
      Lincoln Village, CA4,07612929.3%
      Elkin, NC4,078928.3%
      Gatlinburg, TN4,0781055.3%
      Bunker Hill Village, TX4,079284184.2%
      Rumford, ME4,0778713.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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