Ashland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9290100
Goods & Services index9793100
Groceries index9898100
Health care index10097100
Housing index8278100
Transportation index9594100
Utilities index97103100
A general summary of the cost of living index in Ashland, MO is shown above. Compared to the state average of Missouri the cost of living index in Ashland, MO is 92, which is 2% higher than the average in Missouri and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Ashland, MO goods and services come in at 4% higher than the average in Missouri and are 3% lower than compared to the nationwide average.

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Did you know?

  • The cost of living in Ashland is 2% higher than the Missouri average.
  • The cost of living in Ashland is 8% lower than the national average.
  • The cost of housing in Ashland is 18% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Compare Ashland, MO Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Ashland, MO would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ashland, MO, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ashland, MO salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Ashland, MO by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Ashland, MO have a median income of $68,661. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,602 per month to avoid calamity and poverty. The renters in the city have an income of about $42,807, which would make their monthly maximum allowable rental costs $999.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Ashland, MO and want to know what the true cost of living is, they ought to look at both the Missouri income tax rate and the Missouri sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Missouri, the sales tax is 4.225%, while the most you'll pay in surtax is 10.85%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Missouri, the income tax rate ranges between 1.5% to 6%.

Goods & Services

ItemAshlandNational avg.Difference
Haircut $15.44$16.094.0%
Beauty Salon $36.29$37.332.8%
Toothpaste $2.42$2.451.3%
Shampoo $0.84$1.0016.0%
Movie $10.05$10.282.2%
Bowling $5.00$4.931.4%


ItemAshlandNational avg.Difference
Ground Beef $3.32$3.8012.6%
Fried Chicken $1.42$1.401.7%
Milk $2.14$2.016.6%
Potatoes $2.64$3.0112.3%
Pizza $10.10$9.892.2%
Beer $8.54$8.904.0%

Health Care

ItemAshlandNational avg.Difference
Optometrist $81.33$102.1620.4%
Doctor $127.06$108.3617.3%
Dentist $80.51$92.5313.0%
Ibuprofen $8.77$9.285.5%
Lipitor $459.88$425.828.0%


ItemAshlandNational avg.Difference
Home Price $161,400.00$184,700.0012.6%
Avg. Mortgage Payment $1,055.24$1,202.4412.2%
Apartment Rent $650.00$949.0031.5%


ItemAshlandNational avg.Difference
Gasoline $2.16$2.243.6%
Tire Balancing $42.29$46.298.7%


ItemAshlandNational avg.Difference
All Electricity$162.17$165.962.3%
Phone $27.96$28.682.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McBaine, MO897-3%
Lupus, MO3078-22%
Wooldridge, MO2778-22%
Huntsdale, MO3183-17%
Hartsburg, MO9783-17%
Ashland, MO3,85192-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sewickley, PA3,85211212%
Carmel-by-the-Sea, CA3,852244144%
Desert Edge, CA3,84887-13%
Deer Park, WA3,84892-8%
Camdenton, MO3,85487-13%
Ashland, MO3,85192-8%
Source: The Ashland, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.