Cost of Living in Gatlinburg, TN

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A
5%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gatlinburg Tennessee National
Cost of living10592100
Groceries9598100
Health care9997100
Housing12580100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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Homes For Sale In Gatlinburg, TN

property for sale

810 Great Smoky Way

Gatlinburg, TN
property for sale

547 Hawks Trl

Gatlinburg, TN
property for sale

4721 E Parkway

Gatlinburg, TN
property for sale

1116 Ski Mountain Rd

Gatlinburg, TN
See the Newest Homes For Sale In Gatlinburg, TN

Cost Of Living Quick Facts

  • The cost of living in Gatlinburg is 14% higher than the Tennessee average
  • The cost of living in Gatlinburg is 5% higher than the national average
  • Gatlinburg housing is 25% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gatlinburg

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$66,685$5,557$1,556$2,001
      Renters$54,543$4,545$1,273$1,636
      The affordability of the housing market in Gatlinburg, TN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Gatlinburg homeowners, the median income is $66,685. This indicates that a monthly maximum of $1,556 should be spent by homeowners on all housing related costs. Renters have a median income of $54,543. This indicates that renters would have a maximum of $1,273 for their rent related monthly costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fairgarden, TN420918.9%
      Pigeon Forge, TN6,487964.3%
      Sevierville, TN17,7291000.4%
      Pittman Center, TN7721033.0%
      Townsend, TN5861076.9%
      Gatlinburg, TN4,0781055.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elkin, NC4,078928.3%
      Rumford, ME4,0778713.2%
      Ashland, MO4,0771000.4%
      Bunker Hill Village, TX4,079284184.2%
      Lincoln Village, CA4,07612929.3%
      Gatlinburg, TN4,0781055.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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