Cost Of Living in Rowley, MA

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F

44%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

119%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Rowley	Massachusetts	National
Cost of living	144	131	100
Groceries	106	109	100
Health care	112	116	100
Housing	219	169	100
Transportation	115	115	100
Utilities	113	117	100
Lifestyle & Entertainment	113	115	100
Household Items	107	109	100
Education & Childcare	119	127	100

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Homes For Sale In Rowley, MA

84 Hammond St

Rowley, MA

21 Hammond St

Rowley, MA

Cost Of Living Quick Facts

The cost of living in Rowley is 10% higher than the Massachusetts average
The cost of living in Rowley is 44% higher than the national average
Rowley housing is 119% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$142,514	$11,876	$3,325	$4,276
Renters	$63,830	$5,319	$1,489	$1,915

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lawrence, MA	82,025	125	25.4%
Haverhill, MA	65,500	128	28.3%
Amesbury Town, MA	17,916	131	30.9%
Hampton Beach, NH	2,585	131	31.4%
Salem, MA	44,881	135	35.3%
Rowley, MA	1,844	144	43.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kodiak Station, AK	1,844	157	57.1%
Moodus, CT	1,844	116	15.7%
Hamilton, GA	1,845	105	5.2%
Waimea CDP (Kauai County), HI	1,843	142	42.2%
Epworth, IA	1,843	95	5.3%
Rowley, MA	1,844	144	43.8%