| Index | Rowlett | Texas | National |
| Cost of living | 112 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 141 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 98 | 98 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 100 | 98 | 100 |
Getting a feel for the cost of living in Rowlett is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Rowlett is 112, which is 12% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
When it comes to the cost of living in Rowlett, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 41% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Rowlett affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Rowlett, the median home price is 29.1% higher than the national average and monthly rent prices are 68.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Rowlett boasting a median household income of $151,453, 86.2% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Rowlett comes in at 3.2% higher than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Rowlett, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Rowlett, the transportation index is 1.8% lower than the national average.
The Rowlett cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $164,095 | $13,675 | $3,829 | $4,923 |
| Renters | $102,894 | $8,575 | $2,401 | $3,087 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| St. Paul CDP, TX | 608 | 80 | 19.8% |
| St. Paul, TX | 1,407 | 80 | 19.7% |
| Mesquite CDP, TX | 647 | 81 | 18.9% |
| Balch Springs, TX | 25,952 | 92 | 8.0% |
| Mobile City, TX | 213 | 98 | 2.1% |
| Rowlett, TX | 67,206 | 112 | 11.9% |
| City | Population | Cost of Living Index | National Avg. |
| Sammamish, WA | 67,314 | 201 | 101.3% |
| Madera, CA | 67,330 | 119 | 18.9% |
| Santa Cruz, CA | 67,016 | 205 | 104.6% |
| Bayonne, NJ | 66,963 | 130 | 29.8% |
| Castle Rock, CO | 66,953 | 141 | 41.1% |
| Rowlett, TX | 67,206 | 112 | 11.9% |
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